Apply for a Quick Loan with 0% Interest Rate
days
Amount500 – 25 000 ₱
Period91 – 180 days
Rateto 1,17%
Terms
Amount500 – 25 000 ₱
Period91 – 180 days
Rate
to 1,17%
Overpaymentto 52 650 ₱
Borrower's age22 – 55 years
Effective rateto 427%
Advantages
Age from 22 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 14:05
About the organization
Address10F IBP TowerJulia Vargas Ave. & Jade Dr.Ortigas Center, San Antonio Pasig City, 1605 Metro Manila, Philippines
BrandSIA JEFF
Official websitehttps://www.finmerkado.ph/
License43603085405
Finpug
4.0
Amount1 000 – 25 000 ₱
Period61 – 365 days
Rateto 0,1%
Terms
Amount1 000 – 25 000 ₱
Period61 – 365 days
Rate
to 0,1%
Overpaymentto 9 125 ₱
Effective rateto 36%
Advantages
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 14:33
About the organization
Address0018, Armenia, Yerevan city, Movses Xorenaci st. 26A
BrandLivornica AM LLC
Official websitehttps://finpug.ph/
Credy
4.0
Amount1 000 – 25 000 ₱
Period61 – 120 days
Rateto 0,39%
Terms
Amount1 000 – 25 000 ₱
Period61 – 120 days
Rate
to 0,39%
Overpaymentto 11 700 ₱
Borrower's age18 – 70 years
Effective rateto 143%
Advantages
Age from 18 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 14:58
About the organization
AddressTraffic Control OÜ, Laeva 2, 10111,Tallinn, Estonia
BrandTraffic Control OÜ
Official websitehttps://www.credy.ph/
License11501857
Amount500 – 25 000 ₱
Period61 – 120 days
Rateto 0,1%
Terms
Amount500 – 25 000 ₱
Period61 – 120 days
Rate
to 0,1%
Overpaymentto 3 000 ₱
Borrower's agefrom 18 years
Effective rateto 36%
Advantages
Age from 18 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 15:10
About the organization
AddressPaadi tee 3, Haabneeme, 74001 Harju maakond, Estonia
BrandFininity Ltd
Official websitehttps://cashspace.ph/
License14523902
Updated 12.05.2025, 07:47
Offer rating
4.6
The Moneypanda website provides free information on rates and terms of quick loans in the Philippines. The data was provided by microfinance institutions or obtained from public sources. Please check the terms of the products at the MFI branches or by calling the help desk.
Offers of the month
Finbro
5.0
Amount1 000 – 50 000 ₱
Perioduntil 365 days
Rate0,2%
Terms
Amount1 000 – 50 000 ₱
Perioduntil 365 days
Rate
0,2%
Overpaymentto 36 500 ₱
Borrower's age20 – 70 years
Effective rate0,2%
Advantages
Age from 20 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 13:53
About the organization
Telephonesmart (09624092454), globe (09176200773)
AddressUnit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
BrandSofi Lending Inc.
Official websitehttps://www.finbro.ph/
Zaimoo
5.0
Amount1 000 – 25 000 ₱
Perioduntil 180 days
Rate0,03 – 1%
Terms
Amount1 000 – 25 000 ₱
Perioduntil 180 days
Rate
0,03 – 1%
Overpaymentto 45 000 ₱
Borrower's age22 – 65 years
Effective rate11,9 – 365%
Advantages
Age from 22 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 15:24
About the organization
AddressArmenia, Yerevan, Komitas ave. 51/1-14
BrandDensure LLC
Official websitehttps://zaimoo.ph/
License8217974
CashXpress
5.0
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate0,8%
Terms
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate
0,8%
Overpayment56 – 14 400 ₱
Borrower's age21 – 60 years
Effective rate292%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 11:42
About the organization
Telephone(+632) 8808-2274
AddressUnit 1402, 14/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
BrandCashXpress Philippines Financing Inc.
Official websitehttps://cashxpress.ph/
SupervisorMichael Singh
Online loan calculator
PHP
days
Payment0 ₱
Overpayment0 ₱
Apply for a Quick Loan with 0% Interest Rate - TOP 10 MFO in 2025
| MFI | Effective rate | Period | Amount |
|
to 0,1%
|
61 – 365 days
|
1 000 – 25 000 ₱
|
|
|
to 0,1%
|
61 – 120 days
|
500 – 25 000 ₱
|
|
|
to 0,39%
|
61 – 120 days
|
1 000 – 25 000 ₱
|
|
|
to 1,17%
|
91 – 180 days
|
500 – 25 000 ₱
|
Reviews
I didn’t expect to get approved so fast — less than 20 minutes and the money was in my bank account. Super helpful staff!
Rating:4Good
Rolando29.05.2025
Took a loan online 'cause I needed cash quickly, and honestly, it was much easier than I thought.
Rating:4Good
Regalado21.05.2025
I needed cash for my daughter’s school fees, and this service really came through. Everything was smooth and easy, even for someone who isn’t tech-savvy.
Rating:5Great
Nouvem27.05.2025
The interest was fair and the repayment terms were clear. I felt safe the whole time and would definitely use this again if needed
Rating:4Good
Arnold23.05.2025
MFIs to Apply For
-
to 25 000 ₱At a rate from 0%
-
to 25 000 ₱At a rate from 0,1%
-
to 25 000 ₱At a rate from 0,1%
-
to 25 000 ₱At a rate from 0%
-
to 25 000 ₱At a rate from 0%
-
to 50 000 ₱At a rate from 0,2%
-
to 25 000 ₱At a rate from 0%
-
to 20 000 ₱At a rate from 0,8%
-
to 20 000 ₱At a rate from 0,8%
-
to 25 000 ₱At a rate from 0,03%
Expert's opinion
Taking out a quick loan might seem like a fast and easy way to cover urgent expenses, but it comes with real responsibilities. Before you agree to anything, read the fine print.
Missing payments can lead to penalties, higher total debt, and, in some cases, daily charges that add up fast. Pay close attention—overlooking these details can cost you a lot.
Grace Gonzalez
Loan Experts
The Best Loan Deals
| 🟢 Rate: | to 1,17% |
| 🟢 Period: | from 61 to 365 days |
| 🟢 Amount: | 500 – 25 000 ₱ |
| 🟢 Number of offers: | 4 pcs. |