Get a Quick Loan of ₱30,000
If you’re looking for a short-term loan of 3,000 pesos, MoneyPanda offers multiple options from 37 trusted microfinance institutions. You can borrow up to to 50,000 peso at any time. These offers are available in june 2025, but may be updated without prior notice.
days
Amount1 000 – 20 000 ₱
Period7 – 180 days
Rate0,8%
Terms
Amount1 000 – 20 000 ₱
Period7 – 180 days
Rate
0,8%
Overpayment56 – 28 800 ₱
Borrower's age22 – 60 years
Effective rate288%
Advantages
Age from 22 years
Receive in a few minutes
Completely online
No proof of income
Update date: 22.03.2025 10:03
About the organization
Telephone(+632) 8541-2568
Address7/F Finman Center, 131 Tordesillas St., Makati City, Philippines
BrandMoneyCat Financing Inc.
Official websitehttps://www.moneycat.ph/
SupervisorJonathan Batangas
CashXpress
5.0
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate0,8%
Terms
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate
0,8%
Overpayment56 – 14 400 ₱
Borrower's age21 – 60 years
Effective rate292%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 11:42
About the organization
Telephone(+632) 8808-2274
AddressUnit 1402, 14/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
BrandCashXpress Philippines Financing Inc.
Official websitehttps://cashxpress.ph/
SupervisorMichael Singh
Amount500 – 25 000 ₱
Period15 – 135 days
Rate—
Terms
Amount500 – 25 000 ₱
Period15 – 135 days
Borrower's age18 – 65 years
Effective ratefrom 0,1%
Advantages
Age from 18 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 13:18
About the organization
Address18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Salcedo Village, the Philippines
BrandKviku Lending Co. INC
Official websitehttps://kviku.ph/
LicenseSEC Registration No. CS201918702 Certificate of Authority No. 3169NPC Registration No. PIC-001-791-2021
Finbro
5.0
Amount1 000 – 50 000 ₱
Perioduntil 365 days
Rate0,2%
Terms
Amount1 000 – 50 000 ₱
Perioduntil 365 days
Rate
0,2%
Overpaymentto 36 500 ₱
Borrower's age20 – 70 years
Effective rate0,2%
Advantages
Age from 20 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 13:53
About the organization
Telephonesmart (09624092454), globe (09176200773)
AddressUnit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
BrandSofi Lending Inc.
Official websitehttps://www.finbro.ph/
Amount500 – 25 000 ₱
Period91 – 180 days
Rateto 1,17%
Terms
Amount500 – 25 000 ₱
Period91 – 180 days
Rate
to 1,17%
Overpaymentto 52 650 ₱
Borrower's age22 – 55 years
Effective rateto 427%
Advantages
Age from 22 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 14:05
About the organization
Address10F IBP TowerJulia Vargas Ave. & Jade Dr.Ortigas Center, San Antonio Pasig City, 1605 Metro Manila, Philippines
BrandSIA JEFF
Official websitehttps://www.finmerkado.ph/
License43603085405
Finloo
5.0
Amount1 000 – 25 000 ₱
Perioduntil 30 days
Ratefrom 0,1%
Terms
Amount1 000 – 25 000 ₱
Perioduntil 30 days
Rate
from 0,1%
Borrower's age18 – 65 years
Effective ratefrom 0,1%
Advantages
Age from 18 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 14:24
About the organization
AddressBorshagivska 144, Kyiv, 03056, Ukraine
BrandIP(individual proprietor) Anton Olefir
Official websitehttps://finloo.ph/
SupervisorAnton Olefir
Finpug
4.0
Amount1 000 – 25 000 ₱
Period61 – 365 days
Rateto 0,1%
Terms
Amount1 000 – 25 000 ₱
Period61 – 365 days
Rate
to 0,1%
Overpaymentto 9 125 ₱
Effective rateto 36%
Advantages
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 14:33
About the organization
Address0018, Armenia, Yerevan city, Movses Xorenaci st. 26A
BrandLivornica AM LLC
Official websitehttps://finpug.ph/
Credy
4.0
Amount1 000 – 25 000 ₱
Period61 – 120 days
Rateto 0,39%
Terms
Amount1 000 – 25 000 ₱
Period61 – 120 days
Rate
to 0,39%
Overpaymentto 11 700 ₱
Borrower's age18 – 70 years
Effective rateto 143%
Advantages
Age from 18 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 14:58
About the organization
AddressTraffic Control OÜ, Laeva 2, 10111,Tallinn, Estonia
BrandTraffic Control OÜ
Official websitehttps://www.credy.ph/
License11501857
Amount500 – 25 000 ₱
Period61 – 120 days
Rateto 0,1%
Terms
Amount500 – 25 000 ₱
Period61 – 120 days
Rate
to 0,1%
Overpaymentto 3 000 ₱
Borrower's agefrom 18 years
Effective rateto 36%
Advantages
Age from 18 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 15:10
About the organization
AddressPaadi tee 3, Haabneeme, 74001 Harju maakond, Estonia
BrandFininity Ltd
Official websitehttps://cashspace.ph/
License14523902
Zaimoo
5.0
Amount1 000 – 25 000 ₱
Perioduntil 180 days
Rate0,03 – 1%
Terms
Amount1 000 – 25 000 ₱
Perioduntil 180 days
Rate
0,03 – 1%
Overpaymentto 45 000 ₱
Borrower's age22 – 65 years
Effective rate11,9 – 365%
Advantages
Age from 22 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 15:24
About the organization
AddressArmenia, Yerevan, Komitas ave. 51/1-14
BrandDensure LLC
Official websitehttps://zaimoo.ph/
License8217974
Amount500 – 25 000 ₱
Period91 – 1 470 days
Rate0,08 – 1%
Terms
Amount500 – 25 000 ₱
Period91 – 1 470 days
Rate
0,08 – 1%
Overpayment36 – 367 500 ₱
Borrower's age21 – 65 years
Effective rate30 – 365%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 15:51
About the organization
Telephone44 (131) 608-05-01
AddressLetonia, Riga, Krisjana Valdemara calle, 33 – 7, LV-1010
BrandSIA ROKSORE
Official websitehttps://old.mazilla.ph/
Finapps
4.0
Amount1 000 – 25 000 ₱
Perioduntil 30 days
Ratefrom 0,1%
Terms
Amount1 000 – 25 000 ₱
Perioduntil 30 days
Rate
from 0,1%
Borrower's age20 – 70 years
Effective rate12 – 36%
Advantages
Age from 20 years
Receive in a few minutes
Completely online
No proof of income
Update date: 21.04.2025 11:33
About the organization
BrandIndividual entrepreneur Oleksandr Tarasiuk
Official websitehttps://finapps.ph/
SupervisorOleksandr Tarasiuk
Updated 12.05.2025, 07:47
Offer rating
4.6
The Moneypanda website provides free information on rates and terms of quick loans in the Philippines. The data was provided by microfinance institutions or obtained from public sources. Please check the terms of the products at the MFI branches or by calling the help desk.
Offers of the month
Finbro
5.0
Amount1 000 – 50 000 ₱
Perioduntil 365 days
Rate0,2%
Terms
Amount1 000 – 50 000 ₱
Perioduntil 365 days
Rate
0,2%
Overpaymentto 36 500 ₱
Borrower's age20 – 70 years
Effective rate0,2%
Advantages
Age from 20 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 13:53
About the organization
Telephonesmart (09624092454), globe (09176200773)
AddressUnit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
BrandSofi Lending Inc.
Official websitehttps://www.finbro.ph/
Zaimoo
5.0
Amount1 000 – 25 000 ₱
Perioduntil 180 days
Rate0,03 – 1%
Terms
Amount1 000 – 25 000 ₱
Perioduntil 180 days
Rate
0,03 – 1%
Overpaymentto 45 000 ₱
Borrower's age22 – 65 years
Effective rate11,9 – 365%
Advantages
Age from 22 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 15:24
About the organization
AddressArmenia, Yerevan, Komitas ave. 51/1-14
BrandDensure LLC
Official websitehttps://zaimoo.ph/
License8217974
CashXpress
5.0
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate0,8%
Terms
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate
0,8%
Overpayment56 – 14 400 ₱
Borrower's age21 – 60 years
Effective rate292%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 11:42
About the organization
Telephone(+632) 8808-2274
AddressUnit 1402, 14/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
BrandCashXpress Philippines Financing Inc.
Official websitehttps://cashxpress.ph/
SupervisorMichael Singh
Online loan calculator
PHP
days
Payment0 ₱
Overpayment0 ₱
Top 10 MFIs
| MFI | Effective rate | Period | Amount |
|
—
|
15 – 135 days
|
500 – 25 000 ₱
|
|
|
from 0,1%
|
until 30 days
|
1 000 – 25 000 ₱
|
|
|
from 0,1%
|
until 30 days
|
1 000 – 25 000 ₱
|
|
|
to 0,1%
|
61 – 365 days
|
1 000 – 25 000 ₱
|
|
|
to 0,1%
|
61 – 120 days
|
500 – 25 000 ₱
|
|
|
0,2%
|
until 365 days
|
1 000 – 50 000 ₱
|
|
|
to 0,39%
|
61 – 120 days
|
1 000 – 25 000 ₱
|
|
|
0,8%
|
7 – 180 days
|
1 000 – 20 000 ₱
|
|
|
0,8%
|
7 – 90 days
|
1 000 – 20 000 ₱
|
|
|
0,03 – 1%
|
until 180 days
|
1 000 – 25 000 ₱
|
Reviews
I didn’t expect to get approved so fast — less than 20 minutes and the money was in my bank account. Super helpful staff!
Rating:4Good
Rolando29.05.2025
I applied during my lunch break because I really needed money to cover a medical bill, and I swear — it took less than 15 minutes to get approved.
Rating:5Great
Karlene02.06.2025
The process was very straightforward and efficient. I received a call right after submitting the form, and they guided me through each step. Within the same day, the money was disbursed to my GCash account.
Rating:5Great
Romel21.05.2025
Everything was online, super easy to follow, and their support team even messaged me right away when I had a question.
Rating:5Great
Noel Caraca22.05.2025
MFIs to Apply For
-
to 25 000 ₱At a rate from 0%
-
to 25 000 ₱At a rate from 0,1%
-
to 25 000 ₱At a rate from 0,1%
-
to 25 000 ₱At a rate from 0%
-
to 25 000 ₱At a rate from 0%
-
to 50 000 ₱At a rate from 0,2%
-
to 25 000 ₱At a rate from 0%
-
to 20 000 ₱At a rate from 0,8%
-
to 20 000 ₱At a rate from 0,8%
-
to 25 000 ₱At a rate from 0,03%
Expert's opinion
Taking out a quick loan might seem like a fast and easy way to cover urgent expenses, but it comes with real responsibilities. Before you agree to anything, read the fine print.
Missing payments can lead to penalties, higher total debt, and, in some cases, daily charges that add up fast. Pay close attention—overlooking these details can cost you a lot.
Grace Gonzalez
Loan Experts
Fast Loan of 3,000 Pesos: Key Details
Getting a 3k loan in the Philippines isn’t a huge investment for lenders, so they’re going to make a decision right away. For the same reason, the approval rate for this amount is also higher. Depending on the MFI, you may also need to meet fewer requirements than if you were trying to borrow a larger sum.
Why Might an MFI Refuse to Issue a Loan?
Just because a short term loan for 3,000 pesos is more accessible, it doesn’t mean that it’s guaranteed, although most applicants get approved. Microfinance organizations tend to be more flexible, and 3,000 pesos isn’t a high-risk amount.
Your application may still be refused because of any of the following:
-
Incomplete requirements
-
Being under 18 or over 70 years old
-
Inaccurate or inconsistent application details
-
Recent history of loan non-payment
-
Exceeding the loan limit
-
Having too many active loans
Your best chance will always be to provide accurate and verifiable information during the application process.
Main Advantages of Microfinance Institutions in the Philippines
Thanks to microfinance institutions in the country, you can now enjoy the following perks:
-
Wider loan access
More people can now borrow money, even if it’s for a short term loan for 3,000 pesos.
-
More relaxed payment terms
You may have options to pay weekly or bimonthly, making it easier to incorporate into your budget.
-
Smaller loan amounts
Unlike traditional banks, where small loans can only be availed of through lines of credit, you can get a one-time small loan with MFIs.
With MFIs, more people can get credit from legitimate sources when needed.
How to Apply for a Quick Loan of 3,000 Pesos?
Are you ready to apply? Here’s what you need to do:
-
Compare offers. Evaluate the offers from different MFIs and select one.
-
Submit your application. Complete the application process, making sure that every detail is accurate.
-
Await the decision. Wait for the outcome of the application. (This shouldn’t take long since it’s just for 3,000 PHP)
-
Receive your funds. Accept the loan terms and claim your funds through your account.
If you want the opportunity to get more than a fast loan of 3,000 pesos in the future, please make sure to repay according to the payment schedule.
The Best Loan Deals
| 🟢 Rate: | from 0,03 to 1,17% |
| 🟢 Period: | from 7 to 1 470 days |
| 🟢 Amount: | 500 – 50 000 ₱ |
| 🟢 Number of offers: | 12 pcs. |