Get a Quick Loan of ₱30,000

Do you need a fast loan of 30,000 pesos? Check the offers available 24/7 through MoneyPanda. For october 2025, you can get loans from 37 MFIs and borrow up to to 50,000 peso. Evaluate your options and secure the funding you need in no time.
1 offers
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Verified by expert
Amount
1 000 – 50 000 ₱
Period
90 – 365 days
Rate
0,2%
  • Terms
  • Amount
    1 000 – 50 000 ₱
    Period
    90 – 365 days
    Rate
    0,2%
    Overpayment
    180 – 36 500 ₱
    Borrower's age
    20 – 70 years
    APR
    0,2%
    Advantages
  • Age from 20 years
  • Receive in a few minutes
  • Completely online
  • No proof of income
  • Update date: 09.10.2025 21:27
  • About the organization
  • Telephone
    smart (09624092454), globe (09176200773)
    Address
    Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
    Brand
    Sofi Lending Inc.
    Official website
    https://www.finbro.ph/
    Updated 17.09.2025, 09:12
    Offer rating
    4.76
    The Moneypanda website provides free information on rates and terms of quick loans in the Philippines. The data was provided by microfinance institutions or obtained from public sources. Please check the terms of the products at the MFI branches or by calling the help desk.

    Offers of the month

    Amount
    500 – 25 000 ₱
    Period
    90 – 365 days
    Rate
    0,1 – 1,17%
  • Terms
  • Amount
    500 – 25 000 ₱
    Period
    90 – 365 days
    Rate
    0,1 – 1,17%
    Overpayment
    45 – 106 763 ₱
    Borrower's age
    20 – 55 years
    APR
    to 427%
    Advantages
  • Age from 20 years
  • Receive in a few minutes
  • Completely online
  • No proof of income
  • Update date: 09.10.2025 21:14
  • About the organization
  • Telephone
    63 908 782 0559
    Address
    IBP Tower, Ortigas CenterDona Julia Vargas Ave. and Jade Drive San Antonio City of Pasig, 2nd District,Philippines
    Brand
    SIA JEFF
    Official website
    https://www.loanonline.ph/
    License
    43603085405
    Amount
    1 000 – 50 000 ₱
    Period
    90 – 365 days
    Rate
    0,2%
  • Terms
  • Amount
    1 000 – 50 000 ₱
    Period
    90 – 365 days
    Rate
    0,2%
    Overpayment
    180 – 36 500 ₱
    Borrower's age
    20 – 70 years
    APR
    0,2%
    Advantages
  • Age from 20 years
  • Receive in a few minutes
  • Completely online
  • No proof of income
  • Update date: 09.10.2025 21:27
  • About the organization
  • Telephone
    smart (09624092454), globe (09176200773)
    Address
    Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
    Brand
    Sofi Lending Inc.
    Official website
    https://www.finbro.ph/
    Zaimoo
    5.0
    Amount
    1 000 – 25 000 ₱
    Period
    61 – 180 days
    Rate
    0,03 – 1%
  • Terms
  • Amount
    1 000 – 25 000 ₱
    Period
    61 – 180 days
    Rate
    0,03 – 1%
    Overpayment
    18 – 45 000 ₱
    Borrower's age
    22 – 65 years
    APR
    11,9 – 365%
    Advantages
  • Age from 22 years
  • Receive in a few minutes
  • Completely online
  • No proof of income
  • Update date: 09.10.2025 21:09
  • About the organization
  • Address
    Armenia, Yerevan, Komitas ave. 51/1-14
    Brand
    Densure LLC
    Official website
    https://zaimoo.ph/
    License
    8217974
    Amount
    1 000 – 20 000 ₱
    Period
    7 – 90 days
    Rate
    0,8%
  • Terms
  • Amount
    1 000 – 20 000 ₱
    Period
    7 – 90 days
    Rate
    0,8%
    Overpayment
    56 – 14 400 ₱
    Borrower's age
    21 – 60 years
    APR
    292%
    Advantages
  • Age from 21 года
  • Receive in a few minutes
  • Completely online
  • No proof of income
  • Update date: 09.10.2025 21:20
  • About the organization
  • Telephone
    (+632) 8808-2274
    Address
    Unit 1402, 14/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
    Brand
    CashXpress Philippines Financing Inc.
    Official website
    https://cashxpress.ph/
    Supervisor
    Michael Singh

    Online loan calculator

    Payment
    0
    Overpayment
    0

    Top 10 Microfinance Institutions

    MFI
    Effective rate
    Period
    Amount
    Finbro
    0,2%
    90 – 365 days
    1 000 – 50 000 ₱

    Reviews

    The process was very straightforward and efficient. I received a call right after submitting the form, and they guided me through each step. Within the same day, the money was disbursed to my GCash account.
    Logo
    Rating:
    5
    Great
    Romel
    21.05.2025
    No lines, no paperwork — just filled out the form and got the money fast. Super convenient
    Logo
    Rating:
    5
    Great
    Violz Fernandez
    19.05.2025
    It took me less than 5 minutes to apply. The whole process is 100% online — no need to visit an office or prepare tons of documents.
    Logo
    Rating:
    5
    Great
    Miguel
    06.10.2025
    I applied late at night and got approved within minutes! The money was on my card before I even finished my coffee. Super convenient!
    Logo
    Rating:
    5
    Great
    Elise
    01.09.2025

    MFIs to Apply For

    • Finloo
      to 25 000 ₱
      At a rate from 0,1%
    • Kviku
      to 25 000 ₱
      At a rate from 0,03%
    • Finpug
      to 25 000 ₱
      At a rate from 0,1%
    • Cashspace
      to 25 000 ₱
      At a rate from 0,1%
    • Crezu
      to 25 000 ₱
      At a rate from 0,03%
    • Finapps
      to 25 000 ₱
      At a rate from 0,1%
    • Finbro
      to 50 000 ₱
      At a rate from 0,2%
    • Credy
      to 25 000 ₱
      At a rate from 0,1%
    • Digido
      to 25 000 ₱
      At a rate from 0,49%
    • MoneyCat
      to 20 000 ₱
      At a rate from 0,8%

    Expert's opinion

    Taking out a quick loan might seem like a fast and easy way to cover urgent expenses, but it comes with real responsibilities. Before you agree to anything, read the fine print.
    Missing payments can lead to penalties, higher total debt, and, in some cases, daily charges that add up fast. Pay close attention—overlooking these details can cost you a lot.
    Read more
    Grace Gonzalez

    Fast 30k Loan in the Philippines: What Are Its Features?

    The MFI decides the conditions and features of the loan. Generally, here is what you can expect:

    • Fast approval. If approved, expect a loan offer right away.
    • Fixed loan amount. You need to borrow a fixed amount, not treat it as a line of credit where you can draw only the funds that you need.
    • Flexible disbursement. You may be able to get your loan amount straight to your bank account or your e-wallet or through Bayad centers.

    What Checks Do You Need to Complete to Get a Short-Term Loan for 30k Pesos?

    As part of processing your loan application, be prepared to have the following verified:

    • Identity. Most loans in the Philippines are only for Filipinos and Filipino residents of legal age.

    • Income. The amount that you’re borrowing should be reasonable based on your income.

    • Credit. Some lenders look at your credit score or history as the basis of your approval or interest rate.

    Additional checks may be required depending on the lender’s evaluation of your application. They may also ask for additional documents to support their verification process.

    How to Increase the Likelihood of a Positive Decision?

    You can improve your odds of securing a short term loan for 30k pesos by:

      Having a good credit history. If you’ve diligently paid back loans in the past (even if it’s just from ShopeePay!), that will work in your favor.

      Showing your financial capability to pay. Having a steady job or sufficient funds in your bank account is the most common way to do this. Alternatively, you could use a guarantor who would take on the debt if you can’t make the repayments.

      Providing collateral. Securing your loan with collateral limits the risk for the MFI, which means a higher chance of approval.

      How to Apply for a 30,000 PHP Quick Loan?

      Follow these steps to apply for your loan on MoneyPanda:

      1. Compare and select an MFI after reviewing the general terms.

      2. Enter 30k PHP as your loan amount and specify your desired repayment terms.

      3. Provide all the details necessary for the application process.

      4. Wait for the MFI to evaluate your application.

      5. Review the loan terms and get the funds.

      The Best Loan Deals

      🟢 Rate: 0,2%
      🟢 Period: from 90 to 365 days
      🟢 Amount: 1 000 – 50 000 ₱
      🟢 Number of offers: 1 pcs.
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