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days
Amount
1 000 – 20 000 ₱
Period
15 – 180 days
Rate
0,1 – 0,22%
Terms
Amount
1 000 – 20 000 ₱
Period
15 – 180 days
Rate
0,1 – 0,22%
- lower limit for new clients
Overpayment
15 – 7 920 ₱
Borrower's age
18 – 60 years
APR
35,4 – 78%
Advantages
Update date: 22.03.2025 17:56
About the organization
Telephone
(+632) 808-6215
Address
26/F The World Centre, 330 Sen. Gil Puyat Avenue, Makati City, Philippines
Brand
Oriente Express Techsystem Corporation
Official website
https://cashalo.com/
Supervisor
Hamilton Ang
Amount
1 000 – 50 000 ₱
Period
21 – 180 days
Rate
0,5 – 1%
Terms
Amount
1 000 – 50 000 ₱
Period
21 – 180 days
Rate
0,5 – 1%
- limit increases with good history;
- depend on amount
Overpayment
105 – 90 000 ₱
Borrower's age
18 – 60 years
APR
182,5 – 365%
Advantages
Update date: 22.03.2025 17:57
About the organization
Telephone
(+632) 8808-8252
Address
4/F Tala Building, 123 Tandang Sora Avenue, Quezon City, Philippines
Brand
Tala Financing Philippines Inc.
Official website
https://tala.ph/
Supervisor
Shivani Siroya
Amount
2 000 – 25 000 ₱
Period
7 – 90 days
Rate
0,43 – 0,8%
Terms
Amount
2 000 – 25 000 ₱
Period
7 – 90 days
Rate
0,43 – 0,8%
Overpayment
60 – 18 000 ₱
Borrower's age
20 – 60 years
APR
156,95 – 292%
Advantages
Update date: 22.03.2025 17:58
About the organization
Telephone
(+632) 8870-9727
Address
20/F Tower 1, The Enterprise Center, Makati City, Philippines
Brand
WeFund Lending Corp.
Official website
https://juanhand.com/
Supervisor
Francisco Mauricio
Amount
1 000 – 40 000 ₱
Period
30 – 365 days
Rate
0,08 – 0,17%
Terms
Amount
1 000 – 40 000 ₱
Period
30 – 365 days
Rate
0,08 – 0,17%
Overpayment
24 – 24 820 ₱
Borrower's age
18 – 60 years
APR
29,88 – 42%
Advantages
Update date: 22.03.2025 18:01
About the organization
Telephone
(+632) 8838-8888
Address
5/F Sedcco 1 Building, Rada Street, Makati City, Philippines
Brand
BillEase Lending Corporation
Official website
https://billease.ph/
Supervisor
Georgy Chesakov
Amount
10 000 – 50 000 ₱
Period
180 – 720 days
Rate
0,05 – 0,08%
Terms
Amount
10 000 – 50 000 ₱
Period
180 – 720 days
Rate
0,05 – 0,08%
Overpayment
900 – 28 800 ₱
Borrower's age
18 – 68 years
APR
18 – 30%
Advantages
Update date: 22.03.2025 18:03
About the organization
Telephone
(+632) 7753-5712
Address
Vertis North Corporate Center, Quezon City, Philippines
Brand
Home Credit Philippines, Inc.
Official website
https://www.homecredit.ph/
Supervisor
David Minat
MoneyCat
5.0
Amount
1 000 – 20 000 ₱
Period
7 – 180 days
Rate
0,8%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 180 days
Rate
0,8%
Overpayment
56 – 28 800 ₱
Borrower's age
22 – 60 years
APR
288%
Advantages
Update date: 09.10.2025 21:22
About the organization
Telephone
(+632) 8541-2568
Address
7/F Finman Center, 131 Tordesillas St., Makati City, Philippines
Brand
MoneyCat Financing Inc.
Official website
https://www.moneycat.ph/
Supervisor
Jonathan Batangas
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,49%
Terms
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,49%
Overpayment
34 – 22 050 ₱
Borrower's age
21 – 70 years
APR
178,85%
Advantages
Update date: 22.03.2025 18:06
About the organization
Telephone
(+632) 8787-0707
Address
Unit 2A, 2/F High Pointe Centre, 128 Congressional Ave., Quezon City, Philippines
Brand
Digido Finance Corp.
Official website
https://digido.ph/
Supervisor
Sergey Ivanov
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,5%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,5%
Overpayment
35 – 9 000 ₱
Borrower's age
22 – 60 years
APR
182,5%
Advantages
Update date: 23.03.2025 00:53
About the organization
Telephone
(+632) 8558-0330
Address
22/F Tower 1, The Enterprise Center, Makati City, Philippines
Brand
OLP Financing Inc.
Official website
https://onlineloanspilipinas.ph/
Supervisor
Edwin J. Salonga
Amount
2 000 – 20 000 ₱
Period
10 – 180 days
Rate
0,8%
Terms
Amount
2 000 – 20 000 ₱
Period
10 – 180 days
Rate
0,8%
Overpayment
160 – 28 800 ₱
Borrower's age
20 – 60 years
APR
292%
Advantages
Update date: 23.03.2025 00:56
About the organization
Telephone
(+632) 7798-0000
Address
8/F The Peak Tower, 107 L.P. Leviste St., Makati City, Philippines
Brand
Cashwagon Philippines, Inc.
Official website
https://cashwagon.ph/
Supervisor
Jonathan Jung
Amount
1 000 – 15 000 ₱
Period
7 – 91 days
Rate
0,7%
Terms
Amount
1 000 – 15 000 ₱
Period
7 – 91 days
Rate
0,7%
Overpayment
49 – 9 555 ₱
Borrower's age
18 – 60 years
APR
255,5%
Advantages
Update date: 23.03.2025 00:57
About the organization
Telephone
(+632) 8638-2470
Address
6/F Makati Executive Tower, Dela Rosa St., Makati City, Philippines
Brand
Pera247 Lending Corporation
Official website
https://pera247.ph/
Supervisor
Rajesh Kumar
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Overpayment
56 – 14 400 ₱
Borrower's age
21 – 60 years
APR
292%
Advantages
Update date: 23.03.2025 00:57
About the organization
Telephone
(+632) 8808-7654
Address
12/F Tower 1, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
Brand
LoanMoto Lending Corporation
Official website
https://loanmoto.ph/
Supervisor
James Tan
Amount
2 000 – 50 000 ₱
Period
30 – 365 days
Rate
0,05 – 0,08%
Terms
Amount
2 000 – 50 000 ₱
Period
30 – 365 days
Rate
0,05 – 0,08%
Overpayment
30 – 14 600 ₱
Borrower's age
21 – 60 years
APR
18 – 30%
Advantages
Update date: 23.03.2025 00:58
About the organization
Telephone
(+632) 5310-3333
Address
20/F Tower 1, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
Brand
Asteria Lending Inc.
Official website
https://asteria.com.ph/
Supervisor
Eldar Gabdullin
Amount
3 000 – 50 000 ₱
Period
30 – 180 days
Rate
0,65%
Terms
Amount
3 000 – 50 000 ₱
Period
30 – 180 days
Rate
0,65%
Overpayment
585 – 58 500 ₱
Borrower's age
21 – 60 years
APR
237,25%
Advantages
Update date: 23.03.2025 00:59
About the organization
Telephone
(+632) 8531-3333
Address
26/F Tower 1, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
Brand
First Digital Finance Corporation
Official website
https://www.loanranger.ph/
Supervisor
Rafael Lopez
Terms
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,7%
Overpayment
49 – 31 500 ₱
Borrower's age
21 – 60 years
APR
255,5%
Advantages
Update date: 23.03.2025 01:01
About the organization
Telephone
(+632) 8638-5432
Address
11/F Tower 2, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
Brand
UpLoan Financing Corporation
Official website
https://uploan.ph/
Supervisor
Christopher Lim
CashXpress
5.0
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Overpayment
56 – 14 400 ₱
Borrower's age
21 – 60 years
APR
292%
Advantages
Update date: 09.10.2025 21:20
About the organization
Telephone
(+632) 8808-2274
Address
Unit 1402, 14/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
Brand
CashXpress Philippines Financing Inc.
Official website
https://cashxpress.ph/
Supervisor
Michael Singh
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,7%
Terms
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,7%
Overpayment
49 – 31 500 ₱
Borrower's age
21 – 60 years
APR
255,5%
Advantages
Update date: 23.03.2025 01:04
About the organization
Telephone
(+632) 8638-5678
Address
10/F Rufino Pacific Tower, 6784 Ayala Ave., Makati City, Philippines
Brand
Moola Lending Corporation
Official website
https://moolalending.ph/
Supervisor
Anna Lee
Terms
Amount
50 000 – 1 000 000 ₱
Period
180 – 720 days
Rate
0,05 – 0,08%
- depends on amount and term
Overpayment
4 500 – 576 000 ₱
Borrower's age
21 – 65 years
APR
18 – 30%
Advantages
Update date: 23.03.2025 01:06
About the organization
Telephone
(+632) 8838-8888
Address
7/F Finman Centre, 131 Tordesillas St., Salcedo Village, Makati City, Philippines
Brand
SeedIn Technology Inc.
Official website
https://seedin.ph/
Supervisor
Dean Bernabe
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Overpayment
56 – 14 400 ₱
Borrower's age
21 – 60 years
APR
292%
Advantages
Update date: 23.03.2025 01:06
About the organization
Telephone
(+632) 8838-1234
Address
10/F Rufino Pacific Tower, 6784 Ayala Ave., Makati City, Philippines
Brand
EasyCash Lending Corporation
Official website
https://easycash.ph/
Supervisor
James Lee
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,7%
Terms
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,7%
Overpayment
49 – 31 500 ₱
Borrower's age
21 – 60 years
APR
255,5%
Advantages
Update date: 23.03.2025 01:07
About the organization
Telephone
(+632) 8638-9876
Address
8/F Tower 1, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
Brand
PesoRedee Financing Corporation
Official website
https://pesoredee.ph/
Supervisor
Maria Lopez
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Overpayment
56 – 14 400 ₱
Borrower's age
21 – 60 years
APR
292%
Advantages
Update date: 23.03.2025 01:10
About the organization
Telephone
(+632) 8808-5678
Address
Unit 1503, 15/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
Brand
FastCash Lending Corporation
Official website
https://fastcash.ph/
Supervisor
John Reyes
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,7%
Terms
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,7%
Overpayment
49 – 31 500 ₱
Borrower's age
21 – 60 years
APR
255,5%
Advantages
Update date: 23.03.2025 01:11
About the organization
Telephone
(+632) 8638-4321
Address
9/F Tower 1, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
Brand
PesoQ Financing Corporation
Official website
https://pesoq.ph/
Supervisor
Anna Perez
Amount
50 000 – 1 000 000 ₱
Period
180 – 720 days
Rate
0,05 – 0,07%
Terms
Amount
50 000 – 1 000 000 ₱
Period
180 – 720 days
Rate
0,05 – 0,07%
- depends on amount and term
Overpayment
4 500 – 504 000 ₱
Borrower's age
21 – 65 years
APR
18 – 24%
Advantages
Update date: 23.03.2025 01:13
About the organization
Telephone
(+632) 8558-1568
Address
6/F The Octagon, San Miguel Ave., Ortigas Center, Pasig City, Philippines
Brand
First Circle Growth Finance Corp.
Official website
https://www.firstcircle.ph/
Supervisor
Patrick Lynch
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Overpayment
56 – 14 400 ₱
Borrower's age
21 – 60 years
APR
292%
Advantages
Update date: 23.03.2025 01:13
About the organization
Telephone
(+632) 8293-8888
Address
1501 Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
Brand
CashMart Asia Lending Inc.
Official website
https://www.cashmart.ph/
Supervisor
Rajan Sharma
Amount
5 000 – 100 000 ₱
Period
90 – 365 days
Rate
0,03 – 0,07%
Terms
Amount
5 000 – 100 000 ₱
Period
90 – 365 days
Rate
0,03 – 0,07%
Overpayment
135 – 25 550 ₱
Borrower's age
21 – 60 years
APR
12 – 24%
Advantages
Update date: 23.03.2025 01:14
About the organization
Telephone
(+632) 8838-9999
Address
10/F Rufino Pacific Tower, 6784 Ayala Ave., Makati City, Philippines
Brand
BlendPH Lending Corporation
Official website
https://blend.ph/
Supervisor
Michael Santos
Amount
50 000 – 1 000 000 ₱
Period
180 – 720 days
Rate
0,05 – 0,07%
Terms
Amount
50 000 – 1 000 000 ₱
Period
180 – 720 days
Rate
0,05 – 0,07%
- depends on amount and term
Overpayment
4 500 – 504 000 ₱
Borrower's age
21 – 65 years
APR
18 – 24%
Advantages
Update date: 23.03.2025 01:17
About the organization
Telephone
(+632) 8925-8588
Address
3/F The Trade & Financial Tower, 7th Ave. cor. 32nd St., Bonifacio Global City, Taguig, Philippines
Brand
Esquire Financing Inc.
Official website
https://www.esquire.com.ph/
Supervisor
Rajan A. Uttamchandani
Kviku
5.0
Amount
500 – 25 000 ₱
Period
15 – 135 days
Rate
0,03 – 0,1%
Terms
Amount
500 – 25 000 ₱
Period
15 – 135 days
Rate
0,03 – 0,1%
- rate from 0% new clients can get a loan at 0% for the first 15 days, up to 20 000 ₱
Overpayment
2 – 3 375 ₱
Borrower's age
18 – 65 years
APR
from 0,1%
Advantages
Update date: 09.10.2025 21:22
About the organization
Address
18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Salcedo Village, the Philippines
Brand
Kviku Lending Co. INC
Official website
https://kviku.ph/
License
SEC Registration No. CS201918702 Certificate of Authority No. 3169NPC Registration No. PIC-001-791-2021
Finbro
5.0
Amount
1 000 – 50 000 ₱
Period
90 – 365 days
Rate
0,2%
Terms
Amount
1 000 – 50 000 ₱
Period
90 – 365 days
Rate
0,2%
Overpayment
180 – 36 500 ₱
Borrower's age
20 – 70 years
APR
0,2%
Advantages
Update date: 09.10.2025 21:27
About the organization
Telephone
smart (09624092454), globe (09176200773)
Address
Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
Brand
Sofi Lending Inc.
Official website
https://www.finbro.ph/
Finmercado
5.0
Amount
500 – 25 000 ₱
Period
91 – 180 days
Rate
0,1 – 1,17%
Terms
Amount
500 – 25 000 ₱
Period
91 – 180 days
Rate
0,1 – 1,17%
Overpayment
46 – 52 650 ₱
Borrower's age
22 – 55 years
APR
to 427%
Advantages
Update date: 09.10.2025 21:17
About the organization
Address
10F IBP TowerJulia Vargas Ave. & Jade Dr.Ortigas Center, San Antonio Pasig City, 1605 Metro Manila, Philippines
Brand
SIA JEFF
Official website
https://www.finmerkado.ph/
License
43603085405
Finloo
5.0
Amount
1 000 – 25 000 ₱
Period
until 30 days
Rate
from 0,1%
Terms
Amount
1 000 – 25 000 ₱
Period
until 30 days
Rate
from 0,1%
Borrower's age
18 – 65 years
APR
from 0,1%
Advantages
Update date: 10.04.2025 22:24
About the organization
Address
Borshagivska 144, Kyiv, 03056, Ukraine
Brand
IP(individual proprietor) Anton Olefir
Official website
https://finloo.ph/
Supervisor
Anton Olefir
Finpug
4.0
Top Rated by Users
Amount
1 000 – 25 000 ₱
Period
61 – 365 days
Rate
0,1%
Terms
Amount
1 000 – 25 000 ₱
Period
61 – 365 days
Rate
0,1%
Overpayment
61 – 9 125 ₱
APR
to 36%
Advantages
Update date: 09.10.2025 21:02
About the organization
Address
0018, Armenia, Yerevan city, Movses Xorenaci st. 26A
Brand
Livornica AM LLC
Official website
https://finpug.ph/
Credy
4.0
Amount
1 000 – 25 000 ₱
Period
61 – 120 days
Rate
0,1 – 0,39%
Terms
Amount
1 000 – 25 000 ₱
Period
61 – 120 days
Rate
0,1 – 0,39%
Overpayment
61 – 11 700 ₱
Borrower's age
18 – 70 years
APR
to 143%
Advantages
Update date: 09.10.2025 21:34
About the organization
Address
Traffic Control OÜ, Laeva 2, 10111,Tallinn, Estonia
Brand
Traffic Control OÜ
Official website
https://www.credy.ph/
License
11501857
Cashspace
5.0
Highest Approval Rate
Amount
500 – 25 000 ₱
Period
61 – 120 days
Rate
0,1%
Terms
Amount
500 – 25 000 ₱
Period
61 – 120 days
Rate
0,1%
Overpayment
31 – 3 000 ₱
Borrower's age
from 18 years
APR
to 36%
Advantages
Update date: 09.10.2025 21:34
About the organization
Address
Paadi tee 3, Haabneeme, 74001 Harju maakond, Estonia
Brand
Fininity Ltd
Official website
https://cashspace.ph/
License
14523902
Zaimoo
5.0
Amount
1 000 – 25 000 ₱
Period
61 – 180 days
Rate
0,03 – 1%
Terms
Amount
1 000 – 25 000 ₱
Period
61 – 180 days
Rate
0,03 – 1%
Overpayment
18 – 45 000 ₱
Borrower's age
22 – 65 years
APR
11,9 – 365%
Advantages
Update date: 09.10.2025 21:09
About the organization
Address
Armenia, Yerevan, Komitas ave. 51/1-14
Brand
Densure LLC
Official website
https://zaimoo.ph/
License
8217974
Loanonline
5.0
Amount
500 – 25 000 ₱
Period
90 – 365 days
Rate
0,1 – 1,17%
Terms
Amount
500 – 25 000 ₱
Period
90 – 365 days
Rate
0,1 – 1,17%
Overpayment
45 – 106 763 ₱
Borrower's age
20 – 55 years
APR
to 427%
Advantages
Update date: 09.10.2025 21:14
About the organization
Telephone
63 908 782 0559
Address
IBP Tower, Ortigas CenterDona Julia Vargas Ave. and Jade Drive San Antonio City of Pasig, 2nd District,Philippines
Brand
SIA JEFF
Official website
https://www.loanonline.ph/
License
43603085405
Crezu
5.0
Instant Payout
Amount
500 – 25 000 ₱
Period
61 – 120 days
Rate
0,03 – 0,1%
Terms
Amount
500 – 25 000 ₱
Period
61 – 120 days
Rate
0,03 – 0,1%
Overpayment
9 – 3 000 ₱
Borrower's age
21 – 65 years
APR
12 – 36%
Advantages
Update date: 09.10.2025 20:59
About the organization
Address
Tartu Street 84a, Tallinn, 10112, EE.
Brand
Fininity Ltd
Official website
https://crezu.ph/
License
14523902
Mazilla
5.0
Amount
500 – 25 000 ₱
Period
91 – 1 470 days
Rate
0,08 – 1%
Terms
Amount
500 – 25 000 ₱
Period
91 – 1 470 days
Rate
0,08 – 1%
Overpayment
36 – 367 500 ₱
Borrower's age
21 – 65 years
APR
30 – 365%
Advantages
Update date: 09.10.2025 21:04
About the organization
Telephone
44 (131) 608-05-01
Address
Letonia, Riga, Krisjana Valdemara calle, 33 – 7, LV-1010
Brand
SIA ROKSORE
Official website
https://old.mazilla.ph/
Finapps
4.0
Amount
1 000 – 25 000 ₱
Period
1 – 30 days
Rate
0,1%
Terms
Amount
1 000 – 25 000 ₱
Period
1 – 30 days
Rate
0,1%
Overpayment
1 – 750 ₱
Borrower's age
20 – 70 years
APR
12 – 36%
Advantages
Update date: 09.10.2025 21:25
About the organization
Brand
Individual entrepreneur Oleksandr Tarasiuk
Official website
https://finapps.ph/
Supervisor
Oleksandr Tarasiuk
Updated 17.09.2025, 09:12
Offer rating
4.76
The Moneypanda website provides free information on rates and terms of quick loans in the Philippines. The data was provided by microfinance institutions or obtained from public sources. Please check the terms of the products at the MFI branches or by calling the help desk.
Offers of the month
Loanonline
5.0
Amount
500 – 25 000 ₱
Period
90 – 365 days
Rate
0,1 – 1,17%
Terms
Amount
500 – 25 000 ₱
Period
90 – 365 days
Rate
0,1 – 1,17%
Overpayment
45 – 106 763 ₱
Borrower's age
20 – 55 years
APR
to 427%
Advantages
Update date: 09.10.2025 21:14
About the organization
Telephone
63 908 782 0559
Address
IBP Tower, Ortigas CenterDona Julia Vargas Ave. and Jade Drive San Antonio City of Pasig, 2nd District,Philippines
Brand
SIA JEFF
Official website
https://www.loanonline.ph/
License
43603085405
Finbro
5.0
Amount
1 000 – 50 000 ₱
Period
90 – 365 days
Rate
0,2%
Terms
Amount
1 000 – 50 000 ₱
Period
90 – 365 days
Rate
0,2%
Overpayment
180 – 36 500 ₱
Borrower's age
20 – 70 years
APR
0,2%
Advantages
Update date: 09.10.2025 21:27
About the organization
Telephone
smart (09624092454), globe (09176200773)
Address
Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
Brand
Sofi Lending Inc.
Official website
https://www.finbro.ph/
Zaimoo
5.0
Amount
1 000 – 25 000 ₱
Period
61 – 180 days
Rate
0,03 – 1%
Terms
Amount
1 000 – 25 000 ₱
Period
61 – 180 days
Rate
0,03 – 1%
Overpayment
18 – 45 000 ₱
Borrower's age
22 – 65 years
APR
11,9 – 365%
Advantages
Update date: 09.10.2025 21:09
About the organization
Address
Armenia, Yerevan, Komitas ave. 51/1-14
Brand
Densure LLC
Official website
https://zaimoo.ph/
License
8217974
CashXpress
5.0
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Overpayment
56 – 14 400 ₱
Borrower's age
21 – 60 years
APR
292%
Advantages
Update date: 09.10.2025 21:20
About the organization
Telephone
(+632) 8808-2274
Address
Unit 1402, 14/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
Brand
CashXpress Philippines Financing Inc.
Official website
https://cashxpress.ph/
Supervisor
Michael Singh
Online loan calculator
PHP
days
Payment
0 ₱
Overpayment
0 ₱
Top 10 Microfinance Institutions in the Philippines
|
MFI
|
Effective rate
|
Period
|
Amount
|
|
Finloo
|
from 0,1%
|
until 30 days
|
1 000 – 25 000 ₱
|
|
First Circle
|
0,05 – 0,07%
|
180 – 720 days
|
50 000 – 1 000 000 ₱
|
|
BlendPH
|
0,03 – 0,07%
|
90 – 365 days
|
5 000 – 100 000 ₱
|
|
Esquire Financing
|
0,05 – 0,07%
|
180 – 720 days
|
50 000 – 1 000 000 ₱
|
|
Home Credit Philippines
|
0,05 – 0,08%
|
180 – 720 days
|
10 000 – 50 000 ₱
|
|
Asteria
|
0,05 – 0,08%
|
30 – 365 days
|
2 000 – 50 000 ₱
|
|
Logo
SeedIn
|
0,05 – 0,08%
|
180 – 720 days
|
50 000 – 1 000 000 ₱
|
|
Kviku
|
0,03 – 0,1%
|
15 – 135 days
|
500 – 25 000 ₱
|
|
Finpug
|
0,1%
|
61 – 365 days
|
1 000 – 25 000 ₱
|
|
Cashspace
|
0,1%
|
61 – 120 days
|
500 – 25 000 ₱
|
Reviews
It took me less than 5 minutes to apply. The whole process is 100% online — no need to visit an office or prepare tons of documents.
Rating:
5
Great
Miguel
06.10.2025
I was nervous to take my first loan, but they made it easy. The support team explained everything and I got approved instantly.
Rating:
5
Great
Antonio
05.10.2025
When my salary was delayed, this service literally saved me. Quick, simple, and no unnecessary questions. Highly recommend!
Rating:
5
Great
Carlos
02.09.2025
I applied late at night and got approved within minutes! The money was on my card before I even finished my coffee. Super convenient!
Rating:
5
Great
Elise
01.09.2025
MFIs to Apply For
-
Finlooto 25 000 ₱At a rate from 0,1%
-
Kvikuto 25 000 ₱At a rate from 0,03%
-
Finpugto 25 000 ₱At a rate from 0,1%
-
Cashspaceto 25 000 ₱At a rate from 0,1%
-
Crezuto 25 000 ₱At a rate from 0,03%
-
Finappsto 25 000 ₱At a rate from 0,1%
-
Finbroto 50 000 ₱At a rate from 0,2%
-
Credyto 25 000 ₱At a rate from 0,1%
-
Digidoto 25 000 ₱At a rate from 0,49%
-
MoneyCatto 20 000 ₱At a rate from 0,8%
Expert's opinion
Taking out a quick loan might seem like a fast and easy way to cover urgent expenses, but it comes with real responsibilities. Before you agree to anything, read the fine print.
Missing payments can lead to penalties, higher total debt, and, in some cases, daily charges that add up fast. Pay close attention—overlooking these details can cost you a lot.
Grace Gonzalez
Loan Experts
What Is a Legit Online Loan and How Does It Work
A legitimate online loan is a financial service that allows the borrower to receive a loan via the Internet without visiting a bank branch. The application process, review, and issuance of the quick loan occur entirely in electronic form.
The process of getting a loan online includes several simple steps. First, visit the website where you can choose the desired loan option. Then, fill out a form with your basic information. It is important to indicate all the required information correctly so that the application can be reviewed as quickly as possible.
After submitting the data, the bank will review and get back to you as soon as possible. As a rule, this takes from 15 minutes to several hours, which significantly is much faster than traditional lending methods. Applying for a legit loan online allows you to avoid unnecessary bureaucratic procedures, making the process more convenient for the user.
Legit Online Loan App
Many financial institutions offer special mobile apps for convenient loan applications. These apps simplify the application process, making it fast and accessible anytime.
Mobile apps for legit online cash loans have several advantages over traditional loan application methods. They offer a user-friendly interface, minimal application requirements, fast processing, and direct access to funds via your mobile phone. For example, applications often support loan payments through e-wallets or bank transfers, making debt repayment quick and convenient.
Payout Options
When applying for an online loan, it’s important to choose a suitable repayment method. For the convenience of borrowers, legitimate online lenders offer several payment options.
-
Bank Transfer
The most common method of receiving and repaying money is through bank transfer. The borrower can receive funds in their bank account and then repay the debt by transferring the money back to the lender's account. This method is the safest and most convenient for those using traditional financial channels.
-
GCash Wallet
Some apps, such as GCash, allow borrowers to receive funds and repay loans through e-wallets. This is especially convenient for those who prefer to use mobile wallets instead of bank cards and accounts.
-
Cash Pickup
In some cases, legitimate online lenders offer the option to receive funds in cash at specific pick-up locations. This can be useful if the borrower urgently needs money and does not have access to bank accounts or e-wallets.
-
E-wallet apps
Aside from GCash, other popular e-wallets such as PayPal and Skrill can also be used to receive loans and pay off debts. These apps support both international and domestic transfers, making them convenient for users around the world.
-
Payment centers
Another option for receiving funds and repaying debts is to use payment centers such as Western Union or MoneyGram. They provide a fast and reliable way to send and receive money, as well as repay loans. This method is usually used for international transfers.
Key Requirements to Get Approved
While the process of getting a legit online loan in the Philippines through an app is simple, there are a few basic requirements that you need to meet for your application to be approved.
These include:
-
Unlimited legal capacity: The individual must have full legal rights and responsibilities to act on their behalf, without any restrictions.
-
Philippine citizenship: Be a citizen of the Philippines
-
Age 18 and above: The applicant must be at least 18 years old, as this is the legal adult age.
-
Permanent residency in the Philippines: The applicant must have permanent residency status, meaning they are registered as a permanent resident in the country.
-
Bank account: You must have an active bank account or payment card registered in your name for crediting funds and making repayments.
-
Availability of a contact phone number and successful verification process: Provide a valid and reachable phone number to receive updates and verify your loan application.
How to Apply via MoneyPanda
To apply for a legit online cash loan via MoneyPanda, follow these simple steps:
- Review Offers from Microfinance Institutions (MFIs)
Start by comparing available loan offers from different MFIs featured on the platform.
Key factors to consider include:
- Amount - Check the minimum and maximum loan limits available.
- Interest Rate - A legit online loan with low interest is more advantageous for the borrower.
- Repayment Period - Look for a repayment term that fits your financial situation.
2. Submit your application
Enter the desired loan amount. The system will automatically calculate the total repayment amount, including interest, and show you the repayment schedule. If you agree with the terms, simply confirm your application to proceed.
3. Apply anytime
You can submit your loan application 24/7. Once approved, the funds will be credited to your card, even on weekends. The entire process is automated for your convenience, making it easy to get funds when you need them. Loan repayments can also be made using your bank card.
How to Repay a Quick Loan
Repaying a legit loan through the MoneyPanda mobile app or other platforms can usually be done in several ways: via bank transfer, using e-wallets, or at payment centers. It is important to keep track of repayment terms to avoid penalties and a deterioration in your credit history.
FAQ: Common Questions About Getting a Legitimate Loan
How Can I Verify If a Lender Is Legit?
MoneyPanda service checks the reliability of each MFI posted on the website.
To further confirm a lender's legitimacy, you should check that they are registered with government agencies and have a license to provide financial services.
How Long Does It Take to Receive the Loan?
In most cases, getting a loan through an app takes a few minutes to a few hours. It all depends on the chosen method of receiving funds and the lender's requirements.
Can I Apply for Another Loan If I Have an Active One?
This depends on the policy of a particular lender. Some companies allow borrowers to take out several loans at a time, while others may limit them to one active loan until it is fully repaid.
What Interest Rates Should I Expect?
Interest rates for online loans can vary depending on the loan amount, repayment term, and the lender’s policy. They typically range from 5% to 25% per annum, but can be higher depending on the terms.
The Best Loan Deals
| 🟢 Rate: | from 0,03 to 1,17% |
| 🟢 Period: | from 1 to 1 470 days |
| 🟢 Amount: | 500 – 1 000 000 ₱ |
| 🟢 Number of offers: | 37 pcs. |
