Get a Quick Loan of ₱500
If you’re looking for a short-term loan of 500 pesos, MoneyPanda offers multiple options from 37 trusted microfinance institutions. You can borrow up to to 25,000 peso at any time. These offers are available in october 2025, but may be updated without prior notice.
days
Kviku
5.0
Amount
500 – 25 000 ₱
Period
15 – 135 days
Rate
0,03 – 0,1%
Terms
Amount
500 – 25 000 ₱
Period
15 – 135 days
Rate
0,03 – 0,1%
- rate from 0% new clients can get a loan at 0% for the first 15 days, up to 20 000 ₱
Overpayment
2 – 3 375 ₱
Borrower's age
18 – 65 years
APR
from 0,1%
Advantages
Update date: 09.10.2025 21:22
About the organization
Address
18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Salcedo Village, the Philippines
Brand
Kviku Lending Co. INC
Official website
https://kviku.ph/
License
SEC Registration No. CS201918702 Certificate of Authority No. 3169NPC Registration No. PIC-001-791-2021
Finmercado
5.0
Amount
500 – 25 000 ₱
Period
91 – 180 days
Rate
0,1 – 1,17%
Terms
Amount
500 – 25 000 ₱
Period
91 – 180 days
Rate
0,1 – 1,17%
Overpayment
46 – 52 650 ₱
Borrower's age
22 – 55 years
APR
to 427%
Advantages
Update date: 09.10.2025 21:17
About the organization
Address
10F IBP TowerJulia Vargas Ave. & Jade Dr.Ortigas Center, San Antonio Pasig City, 1605 Metro Manila, Philippines
Brand
SIA JEFF
Official website
https://www.finmerkado.ph/
License
43603085405
Cashspace
5.0
Highest Approval Rate
Amount
500 – 25 000 ₱
Period
61 – 120 days
Rate
0,1%
Terms
Amount
500 – 25 000 ₱
Period
61 – 120 days
Rate
0,1%
Overpayment
31 – 3 000 ₱
Borrower's age
from 18 years
APR
to 36%
Advantages
Update date: 09.10.2025 21:34
About the organization
Address
Paadi tee 3, Haabneeme, 74001 Harju maakond, Estonia
Brand
Fininity Ltd
Official website
https://cashspace.ph/
License
14523902
Loanonline
5.0
Amount
500 – 25 000 ₱
Period
90 – 365 days
Rate
0,1 – 1,17%
Terms
Amount
500 – 25 000 ₱
Period
90 – 365 days
Rate
0,1 – 1,17%
Overpayment
45 – 106 763 ₱
Borrower's age
20 – 55 years
APR
to 427%
Advantages
Update date: 09.10.2025 21:14
About the organization
Telephone
63 908 782 0559
Address
IBP Tower, Ortigas CenterDona Julia Vargas Ave. and Jade Drive San Antonio City of Pasig, 2nd District,Philippines
Brand
SIA JEFF
Official website
https://www.loanonline.ph/
License
43603085405
Crezu
5.0
Instant Payout
Amount
500 – 25 000 ₱
Period
61 – 120 days
Rate
0,03 – 0,1%
Terms
Amount
500 – 25 000 ₱
Period
61 – 120 days
Rate
0,03 – 0,1%
Overpayment
9 – 3 000 ₱
Borrower's age
21 – 65 years
APR
12 – 36%
Advantages
Update date: 09.10.2025 20:59
About the organization
Address
Tartu Street 84a, Tallinn, 10112, EE.
Brand
Fininity Ltd
Official website
https://crezu.ph/
License
14523902
Mazilla
5.0
Amount
500 – 25 000 ₱
Period
91 – 1 470 days
Rate
0,08 – 1%
Terms
Amount
500 – 25 000 ₱
Period
91 – 1 470 days
Rate
0,08 – 1%
Overpayment
36 – 367 500 ₱
Borrower's age
21 – 65 years
APR
30 – 365%
Advantages
Update date: 09.10.2025 21:04
About the organization
Telephone
44 (131) 608-05-01
Address
Letonia, Riga, Krisjana Valdemara calle, 33 – 7, LV-1010
Brand
SIA ROKSORE
Official website
https://old.mazilla.ph/
Updated 17.09.2025, 09:12
Offer rating
4.76
The Moneypanda website provides free information on rates and terms of quick loans in the Philippines. The data was provided by microfinance institutions or obtained from public sources. Please check the terms of the products at the MFI branches or by calling the help desk.
Offers of the month
Loanonline
5.0
Amount
500 – 25 000 ₱
Period
90 – 365 days
Rate
0,1 – 1,17%
Terms
Amount
500 – 25 000 ₱
Period
90 – 365 days
Rate
0,1 – 1,17%
Overpayment
45 – 106 763 ₱
Borrower's age
20 – 55 years
APR
to 427%
Advantages
Update date: 09.10.2025 21:14
About the organization
Telephone
63 908 782 0559
Address
IBP Tower, Ortigas CenterDona Julia Vargas Ave. and Jade Drive San Antonio City of Pasig, 2nd District,Philippines
Brand
SIA JEFF
Official website
https://www.loanonline.ph/
License
43603085405
Finbro
5.0
Amount
1 000 – 50 000 ₱
Period
90 – 365 days
Rate
0,2%
Terms
Amount
1 000 – 50 000 ₱
Period
90 – 365 days
Rate
0,2%
Overpayment
180 – 36 500 ₱
Borrower's age
20 – 70 years
APR
0,2%
Advantages
Update date: 09.10.2025 21:27
About the organization
Telephone
smart (09624092454), globe (09176200773)
Address
Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
Brand
Sofi Lending Inc.
Official website
https://www.finbro.ph/
Zaimoo
5.0
Amount
1 000 – 25 000 ₱
Period
61 – 180 days
Rate
0,03 – 1%
Terms
Amount
1 000 – 25 000 ₱
Period
61 – 180 days
Rate
0,03 – 1%
Overpayment
18 – 45 000 ₱
Borrower's age
22 – 65 years
APR
11,9 – 365%
Advantages
Update date: 09.10.2025 21:09
About the organization
Address
Armenia, Yerevan, Komitas ave. 51/1-14
Brand
Densure LLC
Official website
https://zaimoo.ph/
License
8217974
CashXpress
5.0
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Overpayment
56 – 14 400 ₱
Borrower's age
21 – 60 years
APR
292%
Advantages
Update date: 09.10.2025 21:20
About the organization
Telephone
(+632) 8808-2274
Address
Unit 1402, 14/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
Brand
CashXpress Philippines Financing Inc.
Official website
https://cashxpress.ph/
Supervisor
Michael Singh
Online loan calculator
PHP
days
Payment
0 ₱
Overpayment
0 ₱
Top 10 MFIs
|
MFI
|
Effective rate
|
Period
|
Amount
|
|
Kviku
|
0,03 – 0,1%
|
15 – 135 days
|
500 – 25 000 ₱
|
|
Cashspace
|
0,1%
|
61 – 120 days
|
500 – 25 000 ₱
|
|
Crezu
|
0,03 – 0,1%
|
61 – 120 days
|
500 – 25 000 ₱
|
|
Mazilla
|
0,08 – 1%
|
91 – 1 470 days
|
500 – 25 000 ₱
|
|
Finmercado
|
0,1 – 1,17%
|
91 – 180 days
|
500 – 25 000 ₱
|
|
Loanonline
|
0,1 – 1,17%
|
90 – 365 days
|
500 – 25 000 ₱
|
Reviews
I applied during my lunch break because I really needed money to cover a medical bill, and I swear — it took less than 15 minutes to get approved.
Rating:
5
Great
Karlene
02.06.2025
This is my third loan, and every time it gets faster and easier. Plus, the interest rate for loyal clients is really fair!
Rating:
5
Great
Ramon
05.09.2025
The interest was fair and the repayment terms were clear. I felt safe the whole time and would definitely use this again if needed
Rating:
4
Good
Arnold
23.05.2025
I didn’t expect to get approved so fast — less than 20 minutes and the money was in my bank account. Super helpful staff!
Rating:
4
Good
Rolando
29.05.2025
MFIs to Apply For
-
Finlooto 25 000 ₱At a rate from 0,1%
-
Kvikuto 25 000 ₱At a rate from 0,03%
-
Finpugto 25 000 ₱At a rate from 0,1%
-
Cashspaceto 25 000 ₱At a rate from 0,1%
-
Crezuto 25 000 ₱At a rate from 0,03%
-
Finappsto 25 000 ₱At a rate from 0,1%
-
Finbroto 50 000 ₱At a rate from 0,2%
-
Credyto 25 000 ₱At a rate from 0,1%
-
Digidoto 25 000 ₱At a rate from 0,49%
-
MoneyCatto 20 000 ₱At a rate from 0,8%
Expert's opinion
Taking out a quick loan might seem like a fast and easy way to cover urgent expenses, but it comes with real responsibilities. Before you agree to anything, read the fine print.
Missing payments can lead to penalties, higher total debt, and, in some cases, daily charges that add up fast. Pay close attention—overlooking these details can cost you a lot.
Grace Gonzalez
Loan Experts
Fast Loan of 500 Pesos: Key Details
Getting a 500 peso loan in the Philippines isn’t a huge investment for lenders, so they’re going to make a decision right away. For the same reason, the approval rate for this amount is also higher. Depending on the MFI, you may also need to meet fewer requirements than if you were trying to borrow a larger sum.
Why Might an MFI Refuse to Issue a Loan?
Just because a short term loan for 500 pesos is more accessible, it doesn’t mean that it’s guaranteed, although most applicants get approved. Microfinance organizations tend to be more flexible, and 500 pesos isn’t a high-risk amount.
Your application may still be refused because of any of the following:
-
Incomplete requirements
-
Being under 18 or over 70 years old
-
Inaccurate or inconsistent application details
-
Recent history of loan non-payment
-
Exceeding the loan limit
-
Having too many active loans
Your best chance will always be to provide accurate and verifiable information during the application process.
Main Advantages of Microfinance Institutions in the Philippines
Thanks to microfinance institutions in the country, you can now enjoy the following perks:
-
Wider loan access
More people can now borrow money, even if it’s for a short term loan for 500 pesos.
-
More relaxed payment terms
You may have options to pay weekly or bimonthly, making it easier to incorporate into your budget.
-
Smaller loan amounts
Unlike traditional banks, where small loans can only be availed of through lines of credit, you can get a one-time small loan with MFIs.
With MFIs, more people can get credit from legitimate sources when needed.
How to Apply for a Quick Loan of 500 Pesos?
Are you ready to apply? Here’s what you need to do:
-
Compare offers. Evaluate the offers from different MFIs and select one.
-
Submit your application. Complete the application process, making sure that every detail is accurate.
-
Await the decision. Wait for the outcome of the application. (This shouldn’t take long since it’s just for 500 PHP)
-
Receive your funds. Accept the loan terms and claim your funds through your account.
If you want the opportunity to get more than a fast loan of 500 pesos in the future, please make sure to repay according to the payment schedule.
The Best Loan Deals
| 🟢 Rate: | from 0,03 to 1,17% |
| 🟢 Period: | from 15 to 1 470 days |
| 🟢 Amount: | 500 – 25 000 ₱ |
| 🟢 Number of offers: | 6 pcs. |
