Loan Apps with Low Interest
MoneyPanda is a simple and easy-to-use financial platform designed to help Filipinos find a favorable, quick loan offer. Recent data shows that more people prioritize loan apps with low interest rates that come with convenient repayment terms, fast processing of applications, high approval rates, and minimal requirements for the borrower.
days
Amount
1 000 – 20 000 ₱
Period
15 – 180 days
Rate
0,1 – 0,22%
Terms
Amount
1 000 – 20 000 ₱
Period
15 – 180 days
Rate
0,1 – 0,22%
- lower limit for new clients
Overpayment
15 – 7 920 ₱
Borrower's age
18 – 60 years
APR
35,4 – 78%
Advantages
Update date: 22.03.2025 17:56
About the organization
Telephone
(+632) 808-6215
Address
26/F The World Centre, 330 Sen. Gil Puyat Avenue, Makati City, Philippines
Brand
Oriente Express Techsystem Corporation
Official website
https://cashalo.com/
Supervisor
Hamilton Ang
Amount
1 000 – 50 000 ₱
Period
21 – 180 days
Rate
0,5 – 1%
Terms
Amount
1 000 – 50 000 ₱
Period
21 – 180 days
Rate
0,5 – 1%
- limit increases with good history;
- depend on amount
Overpayment
105 – 90 000 ₱
Borrower's age
18 – 60 years
APR
182,5 – 365%
Advantages
Update date: 22.03.2025 17:57
About the organization
Telephone
(+632) 8808-8252
Address
4/F Tala Building, 123 Tandang Sora Avenue, Quezon City, Philippines
Brand
Tala Financing Philippines Inc.
Official website
https://tala.ph/
Supervisor
Shivani Siroya
Amount
2 000 – 25 000 ₱
Period
7 – 90 days
Rate
0,43 – 0,8%
Terms
Amount
2 000 – 25 000 ₱
Period
7 – 90 days
Rate
0,43 – 0,8%
Overpayment
60 – 18 000 ₱
Borrower's age
20 – 60 years
APR
156,95 – 292%
Advantages
Update date: 22.03.2025 17:58
About the organization
Telephone
(+632) 8870-9727
Address
20/F Tower 1, The Enterprise Center, Makati City, Philippines
Brand
WeFund Lending Corp.
Official website
https://juanhand.com/
Supervisor
Francisco Mauricio
Amount
1 000 – 40 000 ₱
Period
30 – 365 days
Rate
0,08 – 0,17%
Terms
Amount
1 000 – 40 000 ₱
Period
30 – 365 days
Rate
0,08 – 0,17%
Overpayment
24 – 24 820 ₱
Borrower's age
18 – 60 years
APR
29,88 – 42%
Advantages
Update date: 22.03.2025 18:01
About the organization
Telephone
(+632) 8838-8888
Address
5/F Sedcco 1 Building, Rada Street, Makati City, Philippines
Brand
BillEase Lending Corporation
Official website
https://billease.ph/
Supervisor
Georgy Chesakov
Amount
10 000 – 50 000 ₱
Period
180 – 720 days
Rate
0,05 – 0,08%
Terms
Amount
10 000 – 50 000 ₱
Period
180 – 720 days
Rate
0,05 – 0,08%
Overpayment
900 – 28 800 ₱
Borrower's age
18 – 68 years
APR
18 – 30%
Advantages
Update date: 22.03.2025 18:03
About the organization
Telephone
(+632) 7753-5712
Address
Vertis North Corporate Center, Quezon City, Philippines
Brand
Home Credit Philippines, Inc.
Official website
https://www.homecredit.ph/
Supervisor
David Minat
MoneyCat
5.0
Amount
1 000 – 20 000 ₱
Period
7 – 180 days
Rate
0,8%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 180 days
Rate
0,8%
Overpayment
56 – 28 800 ₱
Borrower's age
22 – 60 years
APR
288%
Advantages
Update date: 09.10.2025 21:22
About the organization
Telephone
(+632) 8541-2568
Address
7/F Finman Center, 131 Tordesillas St., Makati City, Philippines
Brand
MoneyCat Financing Inc.
Official website
https://www.moneycat.ph/
Supervisor
Jonathan Batangas
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,49%
Terms
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,49%
Overpayment
34 – 22 050 ₱
Borrower's age
21 – 70 years
APR
178,85%
Advantages
Update date: 22.03.2025 18:06
About the organization
Telephone
(+632) 8787-0707
Address
Unit 2A, 2/F High Pointe Centre, 128 Congressional Ave., Quezon City, Philippines
Brand
Digido Finance Corp.
Official website
https://digido.ph/
Supervisor
Sergey Ivanov
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,5%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,5%
Overpayment
35 – 9 000 ₱
Borrower's age
22 – 60 years
APR
182,5%
Advantages
Update date: 23.03.2025 00:53
About the organization
Telephone
(+632) 8558-0330
Address
22/F Tower 1, The Enterprise Center, Makati City, Philippines
Brand
OLP Financing Inc.
Official website
https://onlineloanspilipinas.ph/
Supervisor
Edwin J. Salonga
Amount
2 000 – 20 000 ₱
Period
10 – 180 days
Rate
0,8%
Terms
Amount
2 000 – 20 000 ₱
Period
10 – 180 days
Rate
0,8%
Overpayment
160 – 28 800 ₱
Borrower's age
20 – 60 years
APR
292%
Advantages
Update date: 23.03.2025 00:56
About the organization
Telephone
(+632) 7798-0000
Address
8/F The Peak Tower, 107 L.P. Leviste St., Makati City, Philippines
Brand
Cashwagon Philippines, Inc.
Official website
https://cashwagon.ph/
Supervisor
Jonathan Jung
Amount
1 000 – 15 000 ₱
Period
7 – 91 days
Rate
0,7%
Terms
Amount
1 000 – 15 000 ₱
Period
7 – 91 days
Rate
0,7%
Overpayment
49 – 9 555 ₱
Borrower's age
18 – 60 years
APR
255,5%
Advantages
Update date: 23.03.2025 00:57
About the organization
Telephone
(+632) 8638-2470
Address
6/F Makati Executive Tower, Dela Rosa St., Makati City, Philippines
Brand
Pera247 Lending Corporation
Official website
https://pera247.ph/
Supervisor
Rajesh Kumar
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Overpayment
56 – 14 400 ₱
Borrower's age
21 – 60 years
APR
292%
Advantages
Update date: 23.03.2025 00:57
About the organization
Telephone
(+632) 8808-7654
Address
12/F Tower 1, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
Brand
LoanMoto Lending Corporation
Official website
https://loanmoto.ph/
Supervisor
James Tan
Amount
2 000 – 50 000 ₱
Period
30 – 365 days
Rate
0,05 – 0,08%
Terms
Amount
2 000 – 50 000 ₱
Period
30 – 365 days
Rate
0,05 – 0,08%
Overpayment
30 – 14 600 ₱
Borrower's age
21 – 60 years
APR
18 – 30%
Advantages
Update date: 23.03.2025 00:58
About the organization
Telephone
(+632) 5310-3333
Address
20/F Tower 1, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
Brand
Asteria Lending Inc.
Official website
https://asteria.com.ph/
Supervisor
Eldar Gabdullin
Amount
3 000 – 50 000 ₱
Period
30 – 180 days
Rate
0,65%
Terms
Amount
3 000 – 50 000 ₱
Period
30 – 180 days
Rate
0,65%
Overpayment
585 – 58 500 ₱
Borrower's age
21 – 60 years
APR
237,25%
Advantages
Update date: 23.03.2025 00:59
About the organization
Telephone
(+632) 8531-3333
Address
26/F Tower 1, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
Brand
First Digital Finance Corporation
Official website
https://www.loanranger.ph/
Supervisor
Rafael Lopez
Terms
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,7%
Overpayment
49 – 31 500 ₱
Borrower's age
21 – 60 years
APR
255,5%
Advantages
Update date: 23.03.2025 01:01
About the organization
Telephone
(+632) 8638-5432
Address
11/F Tower 2, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
Brand
UpLoan Financing Corporation
Official website
https://uploan.ph/
Supervisor
Christopher Lim
CashXpress
5.0
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Overpayment
56 – 14 400 ₱
Borrower's age
21 – 60 years
APR
292%
Advantages
Update date: 09.10.2025 21:20
About the organization
Telephone
(+632) 8808-2274
Address
Unit 1402, 14/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
Brand
CashXpress Philippines Financing Inc.
Official website
https://cashxpress.ph/
Supervisor
Michael Singh
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,7%
Terms
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,7%
Overpayment
49 – 31 500 ₱
Borrower's age
21 – 60 years
APR
255,5%
Advantages
Update date: 23.03.2025 01:04
About the organization
Telephone
(+632) 8638-5678
Address
10/F Rufino Pacific Tower, 6784 Ayala Ave., Makati City, Philippines
Brand
Moola Lending Corporation
Official website
https://moolalending.ph/
Supervisor
Anna Lee
Terms
Amount
50 000 – 1 000 000 ₱
Period
180 – 720 days
Rate
0,05 – 0,08%
- depends on amount and term
Overpayment
4 500 – 576 000 ₱
Borrower's age
21 – 65 years
APR
18 – 30%
Advantages
Update date: 23.03.2025 01:06
About the organization
Telephone
(+632) 8838-8888
Address
7/F Finman Centre, 131 Tordesillas St., Salcedo Village, Makati City, Philippines
Brand
SeedIn Technology Inc.
Official website
https://seedin.ph/
Supervisor
Dean Bernabe
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Overpayment
56 – 14 400 ₱
Borrower's age
21 – 60 years
APR
292%
Advantages
Update date: 23.03.2025 01:06
About the organization
Telephone
(+632) 8838-1234
Address
10/F Rufino Pacific Tower, 6784 Ayala Ave., Makati City, Philippines
Brand
EasyCash Lending Corporation
Official website
https://easycash.ph/
Supervisor
James Lee
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,7%
Terms
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,7%
Overpayment
49 – 31 500 ₱
Borrower's age
21 – 60 years
APR
255,5%
Advantages
Update date: 23.03.2025 01:07
About the organization
Telephone
(+632) 8638-9876
Address
8/F Tower 1, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
Brand
PesoRedee Financing Corporation
Official website
https://pesoredee.ph/
Supervisor
Maria Lopez
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Overpayment
56 – 14 400 ₱
Borrower's age
21 – 60 years
APR
292%
Advantages
Update date: 23.03.2025 01:10
About the organization
Telephone
(+632) 8808-5678
Address
Unit 1503, 15/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
Brand
FastCash Lending Corporation
Official website
https://fastcash.ph/
Supervisor
John Reyes
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,7%
Terms
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,7%
Overpayment
49 – 31 500 ₱
Borrower's age
21 – 60 years
APR
255,5%
Advantages
Update date: 23.03.2025 01:11
About the organization
Telephone
(+632) 8638-4321
Address
9/F Tower 1, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
Brand
PesoQ Financing Corporation
Official website
https://pesoq.ph/
Supervisor
Anna Perez
Amount
50 000 – 1 000 000 ₱
Period
180 – 720 days
Rate
0,05 – 0,07%
Terms
Amount
50 000 – 1 000 000 ₱
Period
180 – 720 days
Rate
0,05 – 0,07%
- depends on amount and term
Overpayment
4 500 – 504 000 ₱
Borrower's age
21 – 65 years
APR
18 – 24%
Advantages
Update date: 23.03.2025 01:13
About the organization
Telephone
(+632) 8558-1568
Address
6/F The Octagon, San Miguel Ave., Ortigas Center, Pasig City, Philippines
Brand
First Circle Growth Finance Corp.
Official website
https://www.firstcircle.ph/
Supervisor
Patrick Lynch
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Overpayment
56 – 14 400 ₱
Borrower's age
21 – 60 years
APR
292%
Advantages
Update date: 23.03.2025 01:13
About the organization
Telephone
(+632) 8293-8888
Address
1501 Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
Brand
CashMart Asia Lending Inc.
Official website
https://www.cashmart.ph/
Supervisor
Rajan Sharma
Amount
5 000 – 100 000 ₱
Period
90 – 365 days
Rate
0,03 – 0,07%
Terms
Amount
5 000 – 100 000 ₱
Period
90 – 365 days
Rate
0,03 – 0,07%
Overpayment
135 – 25 550 ₱
Borrower's age
21 – 60 years
APR
12 – 24%
Advantages
Update date: 23.03.2025 01:14
About the organization
Telephone
(+632) 8838-9999
Address
10/F Rufino Pacific Tower, 6784 Ayala Ave., Makati City, Philippines
Brand
BlendPH Lending Corporation
Official website
https://blend.ph/
Supervisor
Michael Santos
Amount
50 000 – 1 000 000 ₱
Period
180 – 720 days
Rate
0,05 – 0,07%
Terms
Amount
50 000 – 1 000 000 ₱
Period
180 – 720 days
Rate
0,05 – 0,07%
- depends on amount and term
Overpayment
4 500 – 504 000 ₱
Borrower's age
21 – 65 years
APR
18 – 24%
Advantages
Update date: 23.03.2025 01:17
About the organization
Telephone
(+632) 8925-8588
Address
3/F The Trade & Financial Tower, 7th Ave. cor. 32nd St., Bonifacio Global City, Taguig, Philippines
Brand
Esquire Financing Inc.
Official website
https://www.esquire.com.ph/
Supervisor
Rajan A. Uttamchandani
Kviku
5.0
Amount
500 – 25 000 ₱
Period
15 – 135 days
Rate
0,03 – 0,1%
Terms
Amount
500 – 25 000 ₱
Period
15 – 135 days
Rate
0,03 – 0,1%
- rate from 0% new clients can get a loan at 0% for the first 15 days, up to 20 000 ₱
Overpayment
2 – 3 375 ₱
Borrower's age
18 – 65 years
APR
from 0,1%
Advantages
Update date: 09.10.2025 21:22
About the organization
Address
18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Salcedo Village, the Philippines
Brand
Kviku Lending Co. INC
Official website
https://kviku.ph/
License
SEC Registration No. CS201918702 Certificate of Authority No. 3169NPC Registration No. PIC-001-791-2021
Finbro
5.0
Amount
1 000 – 50 000 ₱
Period
90 – 365 days
Rate
0,2%
Terms
Amount
1 000 – 50 000 ₱
Period
90 – 365 days
Rate
0,2%
Overpayment
180 – 36 500 ₱
Borrower's age
20 – 70 years
APR
0,2%
Advantages
Update date: 09.10.2025 21:27
About the organization
Telephone
smart (09624092454), globe (09176200773)
Address
Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
Brand
Sofi Lending Inc.
Official website
https://www.finbro.ph/
Finmercado
5.0
Amount
500 – 25 000 ₱
Period
91 – 180 days
Rate
0,1 – 1,17%
Terms
Amount
500 – 25 000 ₱
Period
91 – 180 days
Rate
0,1 – 1,17%
Overpayment
46 – 52 650 ₱
Borrower's age
22 – 55 years
APR
to 427%
Advantages
Update date: 09.10.2025 21:17
About the organization
Address
10F IBP TowerJulia Vargas Ave. & Jade Dr.Ortigas Center, San Antonio Pasig City, 1605 Metro Manila, Philippines
Brand
SIA JEFF
Official website
https://www.finmerkado.ph/
License
43603085405
Finloo
5.0
Amount
1 000 – 25 000 ₱
Period
until 30 days
Rate
from 0,1%
Terms
Amount
1 000 – 25 000 ₱
Period
until 30 days
Rate
from 0,1%
Borrower's age
18 – 65 years
APR
from 0,1%
Advantages
Update date: 10.04.2025 22:24
About the organization
Address
Borshagivska 144, Kyiv, 03056, Ukraine
Brand
IP(individual proprietor) Anton Olefir
Official website
https://finloo.ph/
Supervisor
Anton Olefir
Finpug
4.0
Top Rated by Users
Amount
1 000 – 25 000 ₱
Period
61 – 365 days
Rate
0,1%
Terms
Amount
1 000 – 25 000 ₱
Period
61 – 365 days
Rate
0,1%
Overpayment
61 – 9 125 ₱
APR
to 36%
Advantages
Update date: 09.10.2025 21:02
About the organization
Address
0018, Armenia, Yerevan city, Movses Xorenaci st. 26A
Brand
Livornica AM LLC
Official website
https://finpug.ph/
Credy
4.0
Amount
1 000 – 25 000 ₱
Period
61 – 120 days
Rate
0,1 – 0,39%
Terms
Amount
1 000 – 25 000 ₱
Period
61 – 120 days
Rate
0,1 – 0,39%
Overpayment
61 – 11 700 ₱
Borrower's age
18 – 70 years
APR
to 143%
Advantages
Update date: 09.10.2025 21:34
About the organization
Address
Traffic Control OÜ, Laeva 2, 10111,Tallinn, Estonia
Brand
Traffic Control OÜ
Official website
https://www.credy.ph/
License
11501857
Cashspace
5.0
Highest Approval Rate
Amount
500 – 25 000 ₱
Period
61 – 120 days
Rate
0,1%
Terms
Amount
500 – 25 000 ₱
Period
61 – 120 days
Rate
0,1%
Overpayment
31 – 3 000 ₱
Borrower's age
from 18 years
APR
to 36%
Advantages
Update date: 09.10.2025 21:34
About the organization
Address
Paadi tee 3, Haabneeme, 74001 Harju maakond, Estonia
Brand
Fininity Ltd
Official website
https://cashspace.ph/
License
14523902
Zaimoo
5.0
Amount
1 000 – 25 000 ₱
Period
61 – 180 days
Rate
0,03 – 1%
Terms
Amount
1 000 – 25 000 ₱
Period
61 – 180 days
Rate
0,03 – 1%
Overpayment
18 – 45 000 ₱
Borrower's age
22 – 65 years
APR
11,9 – 365%
Advantages
Update date: 09.10.2025 21:09
About the organization
Address
Armenia, Yerevan, Komitas ave. 51/1-14
Brand
Densure LLC
Official website
https://zaimoo.ph/
License
8217974
Loanonline
5.0
Amount
500 – 25 000 ₱
Period
90 – 365 days
Rate
0,1 – 1,17%
Terms
Amount
500 – 25 000 ₱
Period
90 – 365 days
Rate
0,1 – 1,17%
Overpayment
45 – 106 763 ₱
Borrower's age
20 – 55 years
APR
to 427%
Advantages
Update date: 09.10.2025 21:14
About the organization
Telephone
63 908 782 0559
Address
IBP Tower, Ortigas CenterDona Julia Vargas Ave. and Jade Drive San Antonio City of Pasig, 2nd District,Philippines
Brand
SIA JEFF
Official website
https://www.loanonline.ph/
License
43603085405
Crezu
5.0
Instant Payout
Amount
500 – 25 000 ₱
Period
61 – 120 days
Rate
0,03 – 0,1%
Terms
Amount
500 – 25 000 ₱
Period
61 – 120 days
Rate
0,03 – 0,1%
Overpayment
9 – 3 000 ₱
Borrower's age
21 – 65 years
APR
12 – 36%
Advantages
Update date: 09.10.2025 20:59
About the organization
Address
Tartu Street 84a, Tallinn, 10112, EE.
Brand
Fininity Ltd
Official website
https://crezu.ph/
License
14523902
Mazilla
5.0
Amount
500 – 25 000 ₱
Period
91 – 1 470 days
Rate
0,08 – 1%
Terms
Amount
500 – 25 000 ₱
Period
91 – 1 470 days
Rate
0,08 – 1%
Overpayment
36 – 367 500 ₱
Borrower's age
21 – 65 years
APR
30 – 365%
Advantages
Update date: 09.10.2025 21:04
About the organization
Telephone
44 (131) 608-05-01
Address
Letonia, Riga, Krisjana Valdemara calle, 33 – 7, LV-1010
Brand
SIA ROKSORE
Official website
https://old.mazilla.ph/
Finapps
4.0
Amount
1 000 – 25 000 ₱
Period
1 – 30 days
Rate
0,1%
Terms
Amount
1 000 – 25 000 ₱
Period
1 – 30 days
Rate
0,1%
Overpayment
1 – 750 ₱
Borrower's age
20 – 70 years
APR
12 – 36%
Advantages
Update date: 09.10.2025 21:25
About the organization
Brand
Individual entrepreneur Oleksandr Tarasiuk
Official website
https://finapps.ph/
Supervisor
Oleksandr Tarasiuk
Updated 17.09.2025, 09:12
Offer rating
4.76
The Moneypanda website provides free information on rates and terms of quick loans in the Philippines. The data was provided by microfinance institutions or obtained from public sources. Please check the terms of the products at the MFI branches or by calling the help desk.
Offers of the month
Loanonline
5.0
Amount
500 – 25 000 ₱
Period
90 – 365 days
Rate
0,1 – 1,17%
Terms
Amount
500 – 25 000 ₱
Period
90 – 365 days
Rate
0,1 – 1,17%
Overpayment
45 – 106 763 ₱
Borrower's age
20 – 55 years
APR
to 427%
Advantages
Update date: 09.10.2025 21:14
About the organization
Telephone
63 908 782 0559
Address
IBP Tower, Ortigas CenterDona Julia Vargas Ave. and Jade Drive San Antonio City of Pasig, 2nd District,Philippines
Brand
SIA JEFF
Official website
https://www.loanonline.ph/
License
43603085405
Finbro
5.0
Amount
1 000 – 50 000 ₱
Period
90 – 365 days
Rate
0,2%
Terms
Amount
1 000 – 50 000 ₱
Period
90 – 365 days
Rate
0,2%
Overpayment
180 – 36 500 ₱
Borrower's age
20 – 70 years
APR
0,2%
Advantages
Update date: 09.10.2025 21:27
About the organization
Telephone
smart (09624092454), globe (09176200773)
Address
Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
Brand
Sofi Lending Inc.
Official website
https://www.finbro.ph/
Zaimoo
5.0
Amount
1 000 – 25 000 ₱
Period
61 – 180 days
Rate
0,03 – 1%
Terms
Amount
1 000 – 25 000 ₱
Period
61 – 180 days
Rate
0,03 – 1%
Overpayment
18 – 45 000 ₱
Borrower's age
22 – 65 years
APR
11,9 – 365%
Advantages
Update date: 09.10.2025 21:09
About the organization
Address
Armenia, Yerevan, Komitas ave. 51/1-14
Brand
Densure LLC
Official website
https://zaimoo.ph/
License
8217974
CashXpress
5.0
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Overpayment
56 – 14 400 ₱
Borrower's age
21 – 60 years
APR
292%
Advantages
Update date: 09.10.2025 21:20
About the organization
Telephone
(+632) 8808-2274
Address
Unit 1402, 14/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
Brand
CashXpress Philippines Financing Inc.
Official website
https://cashxpress.ph/
Supervisor
Michael Singh
Online loan calculator
PHP
days
Payment
0 ₱
Overpayment
0 ₱
Top 10 Microfinance Institutions in the Philippines
|
MFI
|
Effective rate
|
Period
|
Amount
|
|
Finloo
|
from 0,1%
|
until 30 days
|
1 000 – 25 000 ₱
|
|
First Circle
|
0,05 – 0,07%
|
180 – 720 days
|
50 000 – 1 000 000 ₱
|
|
BlendPH
|
0,03 – 0,07%
|
90 – 365 days
|
5 000 – 100 000 ₱
|
|
Esquire Financing
|
0,05 – 0,07%
|
180 – 720 days
|
50 000 – 1 000 000 ₱
|
|
Home Credit Philippines
|
0,05 – 0,08%
|
180 – 720 days
|
10 000 – 50 000 ₱
|
|
Asteria
|
0,05 – 0,08%
|
30 – 365 days
|
2 000 – 50 000 ₱
|
|
Logo
SeedIn
|
0,05 – 0,08%
|
180 – 720 days
|
50 000 – 1 000 000 ₱
|
|
Kviku
|
0,03 – 0,1%
|
15 – 135 days
|
500 – 25 000 ₱
|
|
Finpug
|
0,1%
|
61 – 365 days
|
1 000 – 25 000 ₱
|
|
Cashspace
|
0,1%
|
61 – 120 days
|
500 – 25 000 ₱
|
Reviews
I love that everything is clear — no hidden fees, no surprises. You see exactly what you’ll pay back. That’s real trust.
Rating:
5
Great
Juan
03.09.2025
I needed cash for my daughter’s school fees, and this service really came through. Everything was smooth and easy, even for someone who isn’t tech-savvy.
Rating:
5
Great
Nouvem
27.05.2025
Took a loan online 'cause I needed cash quickly, and honestly, it was much easier than I thought.
Rating:
4
Good
Regalado
21.05.2025
I didn’t expect to get approved so fast — less than 20 minutes and the money was in my bank account. Super helpful staff!
Rating:
4
Good
Rolando
29.05.2025
MFIs to Apply For
-
Finlooto 25 000 ₱At a rate from 0,1%
-
Kvikuto 25 000 ₱At a rate from 0,03%
-
Finpugto 25 000 ₱At a rate from 0,1%
-
Cashspaceto 25 000 ₱At a rate from 0,1%
-
Crezuto 25 000 ₱At a rate from 0,03%
-
Finappsto 25 000 ₱At a rate from 0,1%
-
Finbroto 50 000 ₱At a rate from 0,2%
-
Credyto 25 000 ₱At a rate from 0,1%
-
Digidoto 25 000 ₱At a rate from 0,49%
-
MoneyCatto 20 000 ₱At a rate from 0,8%
Expert's opinion
Taking out a quick loan might seem like a fast and easy way to cover urgent expenses, but it comes with real responsibilities. Before you agree to anything, read the fine print.
Missing payments can lead to penalties, higher total debt, and, in some cases, daily charges that add up fast. Pay close attention—overlooking these details can cost you a lot.
Grace Gonzalez
Loan Experts
Why Choose a Loan App with Low Interest
When applying for a loan, the interest rate is crucial. Even if you need money urgently, it’s important to choose a loan app with low interest rates to minimize the amount you repay. Here is why it matters:
- The lower the interest rate, the lower the overall cost.
- A much better experience than when dealing with banks. You don't have to go anywhere and wait for days without any idea whether you will be approved for a loan or not.
- More chances to pay off your debt on time, which will have a positive effect on your credit score for future loans.
Benefits
Short-term loans come with several advantages:
-
Fully online processing. You apply from home, work or anywhere else without visiting an office or submitting a lot of documents.
-
Highly flexible terms, as different lenders offer different conditions, making it easier for everyone to find an offer that fits their needs.
-
No need to involve guarantors or provide collateral.
-
Simple and straightforward calculator where you can clearly see how much interest you’ll need to pay.
Requirements
MoneyPanda is a trusted financial platform that features legit cash loan apps, all fully compliant with Philippine law. To qualify for a quick loan, you must meet the following basic requirements:
- Filipino citizenship;
- Permanent residence in the Philippines;
- Age of 18 years or older;
- Full legal capacity;
- Depending on the specific requirements of a particular company, the borrower should be no older than 60-70 years old.
How to Choose the Best Offer from Different Lenders
It’s very convenient to use a calculator to figure out how much you'll have to pay back and in what time frame. Be sure to consider key factors like repayment period, interest rate, and total amount due.
The main feature of our marketplace is that it helps the users to compare different offers from various lenders to choose the best one depending on their financial preferences.
How to Apply for a Low Interest Loan App via MoneyPanda
Applying through MoneyPanda is fast and hassle-free. Just take these quick and easy steps to get started in order:
-
1
Visit MoneyPanda to choose a suitable offer with low interest rates;
-
2
Enter your information
Including the loan amount, term, personal details, and other data requested by the service;
-
3
Compare offers from different lenders;
-
4
Apply and wait for approval;
-
5
Sign the agreement and get the money on your card.
Safety Tips When Using an Online Loan App
MoneyPanda service checks the reliability of every MFO listed on the website. To make sure the fast loan provider you choose is trusted the Philippines, consider the following points:
- Check whether the company is registered with the appropriate regulators;
- Study customer reviews;
- Compare interest rates, fees and repayment terms to avoid hidden fees;
- Choose apps with transparent terms and conditions;
- Apply only to the apps listed on our marketplace. Avoid sharing your personal information such as name, phone number, or credit card number on suspicious apps.
FAQs
How long does it take to get approved?
This depends on the lender you apply to. Usually it takes about 15 to 20 minutes. In some cases it may take up to a few hours to process the application.
How do I know if an online loan app is legitimate?
With MoneyPanda, transparency is our priority. We work with only verified lenders and regularly monitor their reliability to ensure the safety of your loan experience. You can rest assured that we only include credible and reputable lenders in our database.
Is my information protected when I’m applying?
Yes, The applications you find on our financial marketplace, where you share your personal information, are highly secure. When you use a secure internet connection, avoid clicking on phishing links and suspicious downloads, you are safe.
What is the best loan app with low interest rates?
MoneyPanda helps you easily find the best apps for obtaining loans with low interest rates. Our platform features only verified lenders offering favorable terms, allowing you to quickly choose the right option.
Are there any loan apps with lower interest rates available?
Yes, with growing competition, more and more apps are trying to offer as competitive interest rates as possible. Our marketplace compares various loan apps with low interest rates and longer terms. They are fully legit, follow Philippine law, offer flexible repayment terms and other customer benefits.
The Best Loan Deals
| 🟢 Rate: | from 0,03 to 1,17% |
| 🟢 Period: | from 1 to 1 470 days |
| 🟢 Amount: | 500 – 1 000 000 ₱ |
| 🟢 Number of offers: | 37 pcs. |
