Quick Loan Without Operators Call
days
MoneyCat
5.0
Amount
1 000 – 20 000 ₱
Period
7 – 180 days
Rate
0,8%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 180 days
Rate
0,8%
Overpayment
56 – 28 800 ₱
Borrower's age
22 – 60 years
APR
288%
Advantages
Update date: 09.10.2025 21:22
About the organization
Telephone
(+632) 8541-2568
Address
7/F Finman Center, 131 Tordesillas St., Makati City, Philippines
Brand
MoneyCat Financing Inc.
Official website
https://www.moneycat.ph/
Supervisor
Jonathan Batangas
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,49%
Terms
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,49%
Overpayment
34 – 22 050 ₱
Borrower's age
21 – 70 years
APR
178,85%
Advantages
Update date: 22.03.2025 18:06
About the organization
Telephone
(+632) 8787-0707
Address
Unit 2A, 2/F High Pointe Centre, 128 Congressional Ave., Quezon City, Philippines
Brand
Digido Finance Corp.
Official website
https://digido.ph/
Supervisor
Sergey Ivanov
CashXpress
5.0
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Overpayment
56 – 14 400 ₱
Borrower's age
21 – 60 years
APR
292%
Advantages
Update date: 09.10.2025 21:20
About the organization
Telephone
(+632) 8808-2274
Address
Unit 1402, 14/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
Brand
CashXpress Philippines Financing Inc.
Official website
https://cashxpress.ph/
Supervisor
Michael Singh
Kviku
5.0
Amount
500 – 25 000 ₱
Period
15 – 135 days
Rate
0,03 – 0,1%
Terms
Amount
500 – 25 000 ₱
Period
15 – 135 days
Rate
0,03 – 0,1%
- rate from 0% new clients can get a loan at 0% for the first 15 days, up to 20 000 ₱
Overpayment
2 – 3 375 ₱
Borrower's age
18 – 65 years
APR
from 0,1%
Advantages
Update date: 09.10.2025 21:22
About the organization
Address
18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Salcedo Village, the Philippines
Brand
Kviku Lending Co. INC
Official website
https://kviku.ph/
License
SEC Registration No. CS201918702 Certificate of Authority No. 3169NPC Registration No. PIC-001-791-2021
Finbro
5.0
Amount
1 000 – 50 000 ₱
Period
90 – 365 days
Rate
0,2%
Terms
Amount
1 000 – 50 000 ₱
Period
90 – 365 days
Rate
0,2%
Overpayment
180 – 36 500 ₱
Borrower's age
20 – 70 years
APR
0,2%
Advantages
Update date: 09.10.2025 21:27
About the organization
Telephone
smart (09624092454), globe (09176200773)
Address
Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
Brand
Sofi Lending Inc.
Official website
https://www.finbro.ph/
Finmercado
5.0
Amount
500 – 25 000 ₱
Period
91 – 180 days
Rate
0,1 – 1,17%
Terms
Amount
500 – 25 000 ₱
Period
91 – 180 days
Rate
0,1 – 1,17%
Overpayment
46 – 52 650 ₱
Borrower's age
22 – 55 years
APR
to 427%
Advantages
Update date: 09.10.2025 21:17
About the organization
Address
10F IBP TowerJulia Vargas Ave. & Jade Dr.Ortigas Center, San Antonio Pasig City, 1605 Metro Manila, Philippines
Brand
SIA JEFF
Official website
https://www.finmerkado.ph/
License
43603085405
Finloo
5.0
Amount
1 000 – 25 000 ₱
Period
until 30 days
Rate
from 0,1%
Terms
Amount
1 000 – 25 000 ₱
Period
until 30 days
Rate
from 0,1%
Borrower's age
18 – 65 years
APR
from 0,1%
Advantages
Update date: 10.04.2025 22:24
About the organization
Address
Borshagivska 144, Kyiv, 03056, Ukraine
Brand
IP(individual proprietor) Anton Olefir
Official website
https://finloo.ph/
Supervisor
Anton Olefir
Finpug
4.0
Top Rated by Users
Amount
1 000 – 25 000 ₱
Period
61 – 365 days
Rate
0,1%
Terms
Amount
1 000 – 25 000 ₱
Period
61 – 365 days
Rate
0,1%
Overpayment
61 – 9 125 ₱
APR
to 36%
Advantages
Update date: 09.10.2025 21:02
About the organization
Address
0018, Armenia, Yerevan city, Movses Xorenaci st. 26A
Brand
Livornica AM LLC
Official website
https://finpug.ph/
Credy
4.0
Amount
1 000 – 25 000 ₱
Period
61 – 120 days
Rate
0,1 – 0,39%
Terms
Amount
1 000 – 25 000 ₱
Period
61 – 120 days
Rate
0,1 – 0,39%
Overpayment
61 – 11 700 ₱
Borrower's age
18 – 70 years
APR
to 143%
Advantages
Update date: 09.10.2025 21:34
About the organization
Address
Traffic Control OÜ, Laeva 2, 10111,Tallinn, Estonia
Brand
Traffic Control OÜ
Official website
https://www.credy.ph/
License
11501857
Cashspace
5.0
Highest Approval Rate
Amount
500 – 25 000 ₱
Period
61 – 120 days
Rate
0,1%
Terms
Amount
500 – 25 000 ₱
Period
61 – 120 days
Rate
0,1%
Overpayment
31 – 3 000 ₱
Borrower's age
from 18 years
APR
to 36%
Advantages
Update date: 09.10.2025 21:34
About the organization
Address
Paadi tee 3, Haabneeme, 74001 Harju maakond, Estonia
Brand
Fininity Ltd
Official website
https://cashspace.ph/
License
14523902
Zaimoo
5.0
Amount
1 000 – 25 000 ₱
Period
61 – 180 days
Rate
0,03 – 1%
Terms
Amount
1 000 – 25 000 ₱
Period
61 – 180 days
Rate
0,03 – 1%
Overpayment
18 – 45 000 ₱
Borrower's age
22 – 65 years
APR
11,9 – 365%
Advantages
Update date: 09.10.2025 21:09
About the organization
Address
Armenia, Yerevan, Komitas ave. 51/1-14
Brand
Densure LLC
Official website
https://zaimoo.ph/
License
8217974
Loanonline
5.0
Amount
500 – 25 000 ₱
Period
90 – 365 days
Rate
0,1 – 1,17%
Terms
Amount
500 – 25 000 ₱
Period
90 – 365 days
Rate
0,1 – 1,17%
Overpayment
45 – 106 763 ₱
Borrower's age
20 – 55 years
APR
to 427%
Advantages
Update date: 09.10.2025 21:14
About the organization
Telephone
63 908 782 0559
Address
IBP Tower, Ortigas CenterDona Julia Vargas Ave. and Jade Drive San Antonio City of Pasig, 2nd District,Philippines
Brand
SIA JEFF
Official website
https://www.loanonline.ph/
License
43603085405
Crezu
5.0
Instant Payout
Amount
500 – 25 000 ₱
Period
61 – 120 days
Rate
0,03 – 0,1%
Terms
Amount
500 – 25 000 ₱
Period
61 – 120 days
Rate
0,03 – 0,1%
Overpayment
9 – 3 000 ₱
Borrower's age
21 – 65 years
APR
12 – 36%
Advantages
Update date: 09.10.2025 20:59
About the organization
Address
Tartu Street 84a, Tallinn, 10112, EE.
Brand
Fininity Ltd
Official website
https://crezu.ph/
License
14523902
Mazilla
5.0
Amount
500 – 25 000 ₱
Period
91 – 1 470 days
Rate
0,08 – 1%
Terms
Amount
500 – 25 000 ₱
Period
91 – 1 470 days
Rate
0,08 – 1%
Overpayment
36 – 367 500 ₱
Borrower's age
21 – 65 years
APR
30 – 365%
Advantages
Update date: 09.10.2025 21:04
About the organization
Telephone
44 (131) 608-05-01
Address
Letonia, Riga, Krisjana Valdemara calle, 33 – 7, LV-1010
Brand
SIA ROKSORE
Official website
https://old.mazilla.ph/
Finapps
4.0
Amount
1 000 – 25 000 ₱
Period
1 – 30 days
Rate
0,1%
Terms
Amount
1 000 – 25 000 ₱
Period
1 – 30 days
Rate
0,1%
Overpayment
1 – 750 ₱
Borrower's age
20 – 70 years
APR
12 – 36%
Advantages
Update date: 09.10.2025 21:25
About the organization
Brand
Individual entrepreneur Oleksandr Tarasiuk
Official website
https://finapps.ph/
Supervisor
Oleksandr Tarasiuk
Updated 17.09.2025, 09:12
Offer rating
4.76
The Moneypanda website provides free information on rates and terms of quick loans in the Philippines. The data was provided by microfinance institutions or obtained from public sources. Please check the terms of the products at the MFI branches or by calling the help desk.
Offers of the month
Loanonline
5.0
Amount
500 – 25 000 ₱
Period
90 – 365 days
Rate
0,1 – 1,17%
Terms
Amount
500 – 25 000 ₱
Period
90 – 365 days
Rate
0,1 – 1,17%
Overpayment
45 – 106 763 ₱
Borrower's age
20 – 55 years
APR
to 427%
Advantages
Update date: 09.10.2025 21:14
About the organization
Telephone
63 908 782 0559
Address
IBP Tower, Ortigas CenterDona Julia Vargas Ave. and Jade Drive San Antonio City of Pasig, 2nd District,Philippines
Brand
SIA JEFF
Official website
https://www.loanonline.ph/
License
43603085405
Finbro
5.0
Amount
1 000 – 50 000 ₱
Period
90 – 365 days
Rate
0,2%
Terms
Amount
1 000 – 50 000 ₱
Period
90 – 365 days
Rate
0,2%
Overpayment
180 – 36 500 ₱
Borrower's age
20 – 70 years
APR
0,2%
Advantages
Update date: 09.10.2025 21:27
About the organization
Telephone
smart (09624092454), globe (09176200773)
Address
Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
Brand
Sofi Lending Inc.
Official website
https://www.finbro.ph/
Zaimoo
5.0
Amount
1 000 – 25 000 ₱
Period
61 – 180 days
Rate
0,03 – 1%
Terms
Amount
1 000 – 25 000 ₱
Period
61 – 180 days
Rate
0,03 – 1%
Overpayment
18 – 45 000 ₱
Borrower's age
22 – 65 years
APR
11,9 – 365%
Advantages
Update date: 09.10.2025 21:09
About the organization
Address
Armenia, Yerevan, Komitas ave. 51/1-14
Brand
Densure LLC
Official website
https://zaimoo.ph/
License
8217974
CashXpress
5.0
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Overpayment
56 – 14 400 ₱
Borrower's age
21 – 60 years
APR
292%
Advantages
Update date: 09.10.2025 21:20
About the organization
Telephone
(+632) 8808-2274
Address
Unit 1402, 14/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
Brand
CashXpress Philippines Financing Inc.
Official website
https://cashxpress.ph/
Supervisor
Michael Singh
Online loan calculator
PHP
days
Payment
0 ₱
Overpayment
0 ₱
Quick Loan Without Operators Call - TOP 10 MFO in 2025
|
MFI
|
Effective rate
|
Period
|
Amount
|
|
Finloo
|
from 0,1%
|
until 30 days
|
1 000 – 25 000 ₱
|
|
Kviku
|
0,03 – 0,1%
|
15 – 135 days
|
500 – 25 000 ₱
|
|
Finpug
|
0,1%
|
61 – 365 days
|
1 000 – 25 000 ₱
|
|
Cashspace
|
0,1%
|
61 – 120 days
|
500 – 25 000 ₱
|
|
Crezu
|
0,03 – 0,1%
|
61 – 120 days
|
500 – 25 000 ₱
|
|
Finapps
|
0,1%
|
1 – 30 days
|
1 000 – 25 000 ₱
|
|
Finbro
|
0,2%
|
90 – 365 days
|
1 000 – 50 000 ₱
|
|
Credy
|
0,1 – 0,39%
|
61 – 120 days
|
1 000 – 25 000 ₱
|
|
Digido
|
0,49%
|
7 – 180 days
|
1 000 – 25 000 ₱
|
|
MoneyCat
|
0,8%
|
7 – 180 days
|
1 000 – 20 000 ₱
|
Reviews
Everything was online, super easy to follow, and their support team even messaged me right away when I had a question.
Rating:
5
Great
Noel Caraca
22.05.2025
I applied during my lunch break because I really needed money to cover a medical bill, and I swear — it took less than 15 minutes to get approved.
Rating:
5
Great
Karlene
02.06.2025
The interest was fair and the repayment terms were clear. I felt safe the whole time and would definitely use this again if needed
Rating:
4
Good
Arnold
23.05.2025
No lines, no paperwork — just filled out the form and got the money fast. Super convenient
Rating:
5
Great
Violz Fernandez
19.05.2025
MFIs to Apply For
-
Finlooto 25 000 ₱At a rate from 0,1%
-
Kvikuto 25 000 ₱At a rate from 0,03%
-
Finpugto 25 000 ₱At a rate from 0,1%
-
Cashspaceto 25 000 ₱At a rate from 0,1%
-
Crezuto 25 000 ₱At a rate from 0,03%
-
Finappsto 25 000 ₱At a rate from 0,1%
-
Finbroto 50 000 ₱At a rate from 0,2%
-
Credyto 25 000 ₱At a rate from 0,1%
-
Digidoto 25 000 ₱At a rate from 0,49%
-
MoneyCatto 20 000 ₱At a rate from 0,8%
Expert's opinion
Taking out a quick loan might seem like a fast and easy way to cover urgent expenses, but it comes with real responsibilities. Before you agree to anything, read the fine print.
Missing payments can lead to penalties, higher total debt, and, in some cases, daily charges that add up fast. Pay close attention—overlooking these details can cost you a lot.
Grace Gonzalez
Loan Experts
The Best Loan Deals
| 🟢 Rate: | from 0,03 to 1,17% |
| 🟢 Period: | from 1 to 1 470 days |
| 🟢 Amount: | 500 – 50 000 ₱ |
| 🟢 Number of offers: | 15 pcs. |
