Online Loans Without Valid ID or Face Verification
We have found 37 MFIs that let you get an online loan with no ID needed! Check out these offers to borrow as much as , valid for june 2025.
days
Amount1 000 – 20 000 ₱
Period15 – 180 days
Rate0,1 – 0,22%
Terms
Amount1 000 – 20 000 ₱
Period15 – 180 days
Rate
0,1 – 0,22%
- lower limit for new clients
Overpayment15 – 7 920 ₱
Borrower's age18 – 60 years
Effective rate35,4 – 78%
Advantages
Age from 18 years
Receive in a few minutes
Completely online
No proof of income
Update date: 22.03.2025 09:56
About the organization
Telephone(+632) 808-6215
Address26/F The World Centre, 330 Sen. Gil Puyat Avenue, Makati City, Philippines
BrandOriente Express Techsystem Corporation
Official websitehttps://cashalo.com/
SupervisorHamilton Ang
Amount1 000 – 50 000 ₱
Period21 – 180 days
Rate0,5 – 1%
Terms
Amount1 000 – 50 000 ₱
Period21 – 180 days
Rate
0,5 – 1%
- limit increases with good history;
- depend on amount
Overpayment105 – 90 000 ₱
Borrower's age18 – 60 years
Effective rate182,5 – 365%
Advantages
Age from 18 years
Receive in a few minutes
Completely online
No proof of income
Update date: 22.03.2025 09:57
About the organization
Telephone(+632) 8808-8252
Address4/F Tala Building, 123 Tandang Sora Avenue, Quezon City, Philippines
BrandTala Financing Philippines Inc.
Official websitehttps://tala.ph/
SupervisorShivani Siroya
Amount2 000 – 25 000 ₱
Period7 – 90 days
Rate0,43 – 0,8%
Terms
Amount2 000 – 25 000 ₱
Period7 – 90 days
Rate
0,43 – 0,8%
Overpayment60 – 18 000 ₱
Borrower's age20 – 60 years
Effective rate156,95 – 292%
Advantages
Age from 20 years
Receive in a few minutes
Completely online
No proof of income
Update date: 22.03.2025 09:58
About the organization
Telephone(+632) 8870-9727
Address20/F Tower 1, The Enterprise Center, Makati City, Philippines
BrandWeFund Lending Corp.
Official websitehttps://juanhand.com/
SupervisorFrancisco Mauricio
Amount1 000 – 40 000 ₱
Period30 – 365 days
Rate0,08 – 0,17%
Terms
Amount1 000 – 40 000 ₱
Period30 – 365 days
Rate
0,08 – 0,17%
Overpayment24 – 24 820 ₱
Borrower's age18 – 60 years
Effective rate29,88 – 42%
Advantages
Age from 18 years
Receive in a few minutes
Completely online
No proof of income
Update date: 22.03.2025 10:01
About the organization
Telephone(+632) 8838-8888
Address5/F Sedcco 1 Building, Rada Street, Makati City, Philippines
BrandBillEase Lending Corporation
Official websitehttps://billease.ph/
SupervisorGeorgy Chesakov
Amount10 000 – 50 000 ₱
Period180 – 720 days
Rate0,05 – 0,08%
Terms
Amount10 000 – 50 000 ₱
Period180 – 720 days
Rate
0,05 – 0,08%
Overpayment900 – 28 800 ₱
Borrower's age18 – 68 years
Effective rate18 – 30%
Advantages
Age from 18 years
Receive in a few minutes
Completely online
No proof of income
Update date: 22.03.2025 10:03
About the organization
Telephone(+632) 7753-5712
AddressVertis North Corporate Center, Quezon City, Philippines
BrandHome Credit Philippines, Inc.
Official websitehttps://www.homecredit.ph/
SupervisorDavid Minat
Amount1 000 – 20 000 ₱
Period7 – 180 days
Rate0,8%
Terms
Amount1 000 – 20 000 ₱
Period7 – 180 days
Rate
0,8%
Overpayment56 – 28 800 ₱
Borrower's age22 – 60 years
Effective rate288%
Advantages
Age from 22 years
Receive in a few minutes
Completely online
No proof of income
Update date: 22.03.2025 10:03
About the organization
Telephone(+632) 8541-2568
Address7/F Finman Center, 131 Tordesillas St., Makati City, Philippines
BrandMoneyCat Financing Inc.
Official websitehttps://www.moneycat.ph/
SupervisorJonathan Batangas
Amount1 000 – 25 000 ₱
Period7 – 180 days
Rate0,49%
Terms
Amount1 000 – 25 000 ₱
Period7 – 180 days
Rate
0,49%
Overpayment34 – 22 050 ₱
Borrower's age21 – 70 years
Effective rate178,85%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 22.03.2025 10:06
About the organization
Telephone(+632) 8787-0707
AddressUnit 2A, 2/F High Pointe Centre, 128 Congressional Ave., Quezon City, Philippines
BrandDigido Finance Corp.
Official websitehttps://digido.ph/
SupervisorSergey Ivanov
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate0,5%
Terms
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate
0,5%
Overpayment35 – 9 000 ₱
Borrower's age22 – 60 years
Effective rate182,5%
Advantages
Age from 22 years
Receive in a few minutes
Completely online
No proof of income
Update date: 22.03.2025 16:53
About the organization
Telephone(+632) 8558-0330
Address22/F Tower 1, The Enterprise Center, Makati City, Philippines
BrandOLP Financing Inc.
Official websitehttps://onlineloanspilipinas.ph/
SupervisorEdwin J. Salonga
Amount2 000 – 20 000 ₱
Period10 – 180 days
Rate0,8%
Terms
Amount2 000 – 20 000 ₱
Period10 – 180 days
Rate
0,8%
Overpayment160 – 28 800 ₱
Borrower's age20 – 60 years
Effective rate292%
Advantages
Age from 20 years
Receive in a few minutes
Completely online
No proof of income
Update date: 22.03.2025 16:56
About the organization
Telephone(+632) 7798-0000
Address8/F The Peak Tower, 107 L.P. Leviste St., Makati City, Philippines
BrandCashwagon Philippines, Inc.
Official websitehttps://cashwagon.ph/
SupervisorJonathan Jung
Amount1 000 – 15 000 ₱
Period7 – 91 days
Rate0,7%
Terms
Amount1 000 – 15 000 ₱
Period7 – 91 days
Rate
0,7%
Overpayment49 – 9 555 ₱
Borrower's age18 – 60 years
Effective rate255,5%
Advantages
Age from 18 years
Receive in a few minutes
Completely online
No proof of income
Update date: 22.03.2025 16:57
About the organization
Telephone(+632) 8638-2470
Address6/F Makati Executive Tower, Dela Rosa St., Makati City, Philippines
BrandPera247 Lending Corporation
Official websitehttps://pera247.ph/
SupervisorRajesh Kumar
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate0,8%
Terms
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate
0,8%
Overpayment56 – 14 400 ₱
Borrower's age21 – 60 years
Effective rate292%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 22.03.2025 16:57
About the organization
Telephone(+632) 8808-7654
Address12/F Tower 1, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
BrandLoanMoto Lending Corporation
Official websitehttps://loanmoto.ph/
SupervisorJames Tan
Amount2 000 – 50 000 ₱
Period30 – 365 days
Rate0,05 – 0,08%
Terms
Amount2 000 – 50 000 ₱
Period30 – 365 days
Rate
0,05 – 0,08%
Overpayment30 – 14 600 ₱
Borrower's age21 – 60 years
Effective rate18 – 30%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
Update date: 22.03.2025 16:58
About the organization
Telephone(+632) 5310-3333
Address20/F Tower 1, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
BrandAsteria Lending Inc.
Official websitehttps://asteria.com.ph/
SupervisorEldar Gabdullin
Amount3 000 – 50 000 ₱
Period30 – 180 days
Rate0,65%
Terms
Amount3 000 – 50 000 ₱
Period30 – 180 days
Rate
0,65%
Overpayment585 – 58 500 ₱
Borrower's age21 – 60 years
Effective rate237,25%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 22.03.2025 16:59
About the organization
Telephone(+632) 8531-3333
Address26/F Tower 1, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
BrandFirst Digital Finance Corporation
Official websitehttps://www.loanranger.ph/
SupervisorRafael Lopez
Terms
Amount1 000 – 25 000 ₱
Period7 – 180 days
Rate
0,7%
Overpayment49 – 31 500 ₱
Borrower's age21 – 60 years
Effective rate255,5%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 22.03.2025 17:01
About the organization
Telephone(+632) 8638-5432
Address11/F Tower 2, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
BrandUpLoan Financing Corporation
Official websitehttps://uploan.ph/
SupervisorChristopher Lim
CashXpress
5.0
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate0,8%
Terms
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate
0,8%
Overpayment56 – 14 400 ₱
Borrower's age21 – 60 years
Effective rate292%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 11:42
About the organization
Telephone(+632) 8808-2274
AddressUnit 1402, 14/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
BrandCashXpress Philippines Financing Inc.
Official websitehttps://cashxpress.ph/
SupervisorMichael Singh
Amount1 000 – 25 000 ₱
Period7 – 180 days
Rate0,7%
Terms
Amount1 000 – 25 000 ₱
Period7 – 180 days
Rate
0,7%
Overpayment49 – 31 500 ₱
Borrower's age21 – 60 years
Effective rate255,5%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 22.03.2025 17:04
About the organization
Telephone(+632) 8638-5678
Address10/F Rufino Pacific Tower, 6784 Ayala Ave., Makati City, Philippines
BrandMoola Lending Corporation
Official websitehttps://moolalending.ph/
SupervisorAnna Lee
Terms
Amount50 000 – 1 000 000 ₱
Period180 – 720 days
Rate
0,05 – 0,08%
- depends on amount and term
Overpayment4 500 – 576 000 ₱
Borrower's age21 – 65 years
Effective rate18 – 30%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
Large amount
Update date: 22.03.2025 17:06
About the organization
Telephone(+632) 8838-8888
Address7/F Finman Centre, 131 Tordesillas St., Salcedo Village, Makati City, Philippines
BrandSeedIn Technology Inc.
Official websitehttps://seedin.ph/
SupervisorDean Bernabe
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate0,8%
Terms
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate
0,8%
Overpayment56 – 14 400 ₱
Borrower's age21 – 60 years
Effective rate292%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 22.03.2025 17:06
About the organization
Telephone(+632) 8838-1234
Address10/F Rufino Pacific Tower, 6784 Ayala Ave., Makati City, Philippines
BrandEasyCash Lending Corporation
Official websitehttps://easycash.ph/
SupervisorJames Lee
Amount1 000 – 25 000 ₱
Period7 – 180 days
Rate0,7%
Terms
Amount1 000 – 25 000 ₱
Period7 – 180 days
Rate
0,7%
Overpayment49 – 31 500 ₱
Borrower's age21 – 60 years
Effective rate255,5%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 22.03.2025 17:07
About the organization
Telephone(+632) 8638-9876
Address8/F Tower 1, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
BrandPesoRedee Financing Corporation
Official websitehttps://pesoredee.ph/
SupervisorMaria Lopez
Terms
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate
0,8%
Overpayment56 – 14 400 ₱
Borrower's age21 – 60 years
Effective rate292%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 22.03.2025 17:10
About the organization
Telephone(+632) 8808-5678
AddressUnit 1503, 15/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
BrandFastCash Lending Corporation
Official websitehttps://fastcash.ph/
SupervisorJohn Reyes
Amount1 000 – 25 000 ₱
Period7 – 180 days
Rate0,7%
Terms
Amount1 000 – 25 000 ₱
Period7 – 180 days
Rate
0,7%
Overpayment49 – 31 500 ₱
Borrower's age21 – 60 years
Effective rate255,5%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 22.03.2025 17:11
About the organization
Telephone(+632) 8638-4321
Address9/F Tower 1, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
BrandPesoQ Financing Corporation
Official websitehttps://pesoq.ph/
SupervisorAnna Perez
Amount50 000 – 1 000 000 ₱
Period180 – 720 days
Rate0,05 – 0,07%
Terms
Amount50 000 – 1 000 000 ₱
Period180 – 720 days
Rate
0,05 – 0,07%
- depends on amount and term
Overpayment4 500 – 504 000 ₱
Borrower's age21 – 65 years
Effective rate18 – 24%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
Large amount
Update date: 22.03.2025 17:13
About the organization
Telephone(+632) 8558-1568
Address6/F The Octagon, San Miguel Ave., Ortigas Center, Pasig City, Philippines
BrandFirst Circle Growth Finance Corp.
Official websitehttps://www.firstcircle.ph/
SupervisorPatrick Lynch
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate0,8%
Terms
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate
0,8%
Overpayment56 – 14 400 ₱
Borrower's age21 – 60 years
Effective rate292%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 22.03.2025 17:13
About the organization
Telephone(+632) 8293-8888
Address1501 Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
BrandCashMart Asia Lending Inc.
Official websitehttps://www.cashmart.ph/
SupervisorRajan Sharma
Amount5 000 – 100 000 ₱
Period90 – 365 days
Rate0,03 – 0,07%
Terms
Amount5 000 – 100 000 ₱
Period90 – 365 days
Rate
0,03 – 0,07%
Overpayment135 – 25 550 ₱
Borrower's age21 – 60 years
Effective rate12 – 24%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 22.03.2025 17:14
About the organization
Telephone(+632) 8838-9999
Address10/F Rufino Pacific Tower, 6784 Ayala Ave., Makati City, Philippines
BrandBlendPH Lending Corporation
Official websitehttps://blend.ph/
SupervisorMichael Santos
Amount50 000 – 1 000 000 ₱
Period180 – 720 days
Rate0,05 – 0,07%
Terms
Amount50 000 – 1 000 000 ₱
Period180 – 720 days
Rate
0,05 – 0,07%
- depends on amount and term
Overpayment4 500 – 504 000 ₱
Borrower's age21 – 65 years
Effective rate18 – 24%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
Large amount
Update date: 22.03.2025 17:17
About the organization
Telephone(+632) 8925-8588
Address3/F The Trade & Financial Tower, 7th Ave. cor. 32nd St., Bonifacio Global City, Taguig, Philippines
BrandEsquire Financing Inc.
Official websitehttps://www.esquire.com.ph/
SupervisorRajan A. Uttamchandani
Amount500 – 25 000 ₱
Period15 – 135 days
Rate—
Terms
Amount500 – 25 000 ₱
Period15 – 135 days
Borrower's age18 – 65 years
Effective ratefrom 0,1%
Advantages
Age from 18 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 13:18
About the organization
Address18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Salcedo Village, the Philippines
BrandKviku Lending Co. INC
Official websitehttps://kviku.ph/
LicenseSEC Registration No. CS201918702 Certificate of Authority No. 3169NPC Registration No. PIC-001-791-2021
Finbro
5.0
Amount1 000 – 50 000 ₱
Perioduntil 365 days
Rate0,2%
Terms
Amount1 000 – 50 000 ₱
Perioduntil 365 days
Rate
0,2%
Overpaymentto 36 500 ₱
Borrower's age20 – 70 years
Effective rate0,2%
Advantages
Age from 20 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 13:53
About the organization
Telephonesmart (09624092454), globe (09176200773)
AddressUnit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
BrandSofi Lending Inc.
Official websitehttps://www.finbro.ph/
Amount500 – 25 000 ₱
Period91 – 180 days
Rateto 1,17%
Terms
Amount500 – 25 000 ₱
Period91 – 180 days
Rate
to 1,17%
Overpaymentto 52 650 ₱
Borrower's age22 – 55 years
Effective rateto 427%
Advantages
Age from 22 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 14:05
About the organization
Address10F IBP TowerJulia Vargas Ave. & Jade Dr.Ortigas Center, San Antonio Pasig City, 1605 Metro Manila, Philippines
BrandSIA JEFF
Official websitehttps://www.finmerkado.ph/
License43603085405
Finloo
5.0
Amount1 000 – 25 000 ₱
Perioduntil 30 days
Ratefrom 0,1%
Terms
Amount1 000 – 25 000 ₱
Perioduntil 30 days
Rate
from 0,1%
Borrower's age18 – 65 years
Effective ratefrom 0,1%
Advantages
Age from 18 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 14:24
About the organization
AddressBorshagivska 144, Kyiv, 03056, Ukraine
BrandIP(individual proprietor) Anton Olefir
Official websitehttps://finloo.ph/
SupervisorAnton Olefir
Finpug
4.0
Amount1 000 – 25 000 ₱
Period61 – 365 days
Rateto 0,1%
Terms
Amount1 000 – 25 000 ₱
Period61 – 365 days
Rate
to 0,1%
Overpaymentto 9 125 ₱
Effective rateto 36%
Advantages
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 14:33
About the organization
Address0018, Armenia, Yerevan city, Movses Xorenaci st. 26A
BrandLivornica AM LLC
Official websitehttps://finpug.ph/
Credy
4.0
Amount1 000 – 25 000 ₱
Period61 – 120 days
Rateto 0,39%
Terms
Amount1 000 – 25 000 ₱
Period61 – 120 days
Rate
to 0,39%
Overpaymentto 11 700 ₱
Borrower's age18 – 70 years
Effective rateto 143%
Advantages
Age from 18 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 14:58
About the organization
AddressTraffic Control OÜ, Laeva 2, 10111,Tallinn, Estonia
BrandTraffic Control OÜ
Official websitehttps://www.credy.ph/
License11501857
Amount500 – 25 000 ₱
Period61 – 120 days
Rateto 0,1%
Terms
Amount500 – 25 000 ₱
Period61 – 120 days
Rate
to 0,1%
Overpaymentto 3 000 ₱
Borrower's agefrom 18 years
Effective rateto 36%
Advantages
Age from 18 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 15:10
About the organization
AddressPaadi tee 3, Haabneeme, 74001 Harju maakond, Estonia
BrandFininity Ltd
Official websitehttps://cashspace.ph/
License14523902
Zaimoo
5.0
Amount1 000 – 25 000 ₱
Perioduntil 180 days
Rate0,03 – 1%
Terms
Amount1 000 – 25 000 ₱
Perioduntil 180 days
Rate
0,03 – 1%
Overpaymentto 45 000 ₱
Borrower's age22 – 65 years
Effective rate11,9 – 365%
Advantages
Age from 22 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 15:24
About the organization
AddressArmenia, Yerevan, Komitas ave. 51/1-14
BrandDensure LLC
Official websitehttps://zaimoo.ph/
License8217974
Amount500 – 25 000 ₱
Period90 – 365 days
Rateto 1,17%
Terms
Amount500 – 25 000 ₱
Period90 – 365 days
Rate
to 1,17%
Overpaymentto 106 763 ₱
Borrower's age20 – 55 years
Effective rateto 427%
Advantages
Age from 20 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 15:33
About the organization
Telephone63 908 782 0559
AddressIBP Tower, Ortigas CenterDona Julia Vargas Ave. and Jade Drive San Antonio City of Pasig, 2nd District,Philippines
BrandSIA JEFF
Official websitehttps://www.loanonline.ph/
License43603085405
Amount500 – 25 000 ₱
Period61 – 120 days
Rate0,03 – 0,1%
Terms
Amount500 – 25 000 ₱
Period61 – 120 days
Rate
0,03 – 0,1%
Overpayment9 – 3 000 ₱
Borrower's age21 – 65 years
Effective rate12 – 36%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 15:44
About the organization
AddressTartu Street 84a, Tallinn, 10112, EE.
BrandFininity Ltd
Official websitehttps://crezu.ph/
License14523902
Amount500 – 25 000 ₱
Period91 – 1 470 days
Rate0,08 – 1%
Terms
Amount500 – 25 000 ₱
Period91 – 1 470 days
Rate
0,08 – 1%
Overpayment36 – 367 500 ₱
Borrower's age21 – 65 years
Effective rate30 – 365%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 15:51
About the organization
Telephone44 (131) 608-05-01
AddressLetonia, Riga, Krisjana Valdemara calle, 33 – 7, LV-1010
BrandSIA ROKSORE
Official websitehttps://old.mazilla.ph/
Finapps
4.0
Amount1 000 – 25 000 ₱
Perioduntil 30 days
Ratefrom 0,1%
Terms
Amount1 000 – 25 000 ₱
Perioduntil 30 days
Rate
from 0,1%
Borrower's age20 – 70 years
Effective rate12 – 36%
Advantages
Age from 20 years
Receive in a few minutes
Completely online
No proof of income
Update date: 21.04.2025 11:33
About the organization
BrandIndividual entrepreneur Oleksandr Tarasiuk
Official websitehttps://finapps.ph/
SupervisorOleksandr Tarasiuk
Updated 12.05.2025, 07:47
Offer rating
4.6
The Moneypanda website provides free information on rates and terms of quick loans in the Philippines. The data was provided by microfinance institutions or obtained from public sources. Please check the terms of the products at the MFI branches or by calling the help desk.
Offers of the month
Finbro
5.0
Amount1 000 – 50 000 ₱
Perioduntil 365 days
Rate0,2%
Terms
Amount1 000 – 50 000 ₱
Perioduntil 365 days
Rate
0,2%
Overpaymentto 36 500 ₱
Borrower's age20 – 70 years
Effective rate0,2%
Advantages
Age from 20 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 13:53
About the organization
Telephonesmart (09624092454), globe (09176200773)
AddressUnit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
BrandSofi Lending Inc.
Official websitehttps://www.finbro.ph/
Zaimoo
5.0
Amount1 000 – 25 000 ₱
Perioduntil 180 days
Rate0,03 – 1%
Terms
Amount1 000 – 25 000 ₱
Perioduntil 180 days
Rate
0,03 – 1%
Overpaymentto 45 000 ₱
Borrower's age22 – 65 years
Effective rate11,9 – 365%
Advantages
Age from 22 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 15:24
About the organization
AddressArmenia, Yerevan, Komitas ave. 51/1-14
BrandDensure LLC
Official websitehttps://zaimoo.ph/
License8217974
CashXpress
5.0
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate0,8%
Terms
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate
0,8%
Overpayment56 – 14 400 ₱
Borrower's age21 – 60 years
Effective rate292%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 11:42
About the organization
Telephone(+632) 8808-2274
AddressUnit 1402, 14/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
BrandCashXpress Philippines Financing Inc.
Official websitehttps://cashxpress.ph/
SupervisorMichael Singh
Online loan calculator
PHP
days
Payment0 ₱
Overpayment0 ₱
Top 10 Microfinance Institutions
| MFI | Effective rate | Period | Amount |
|
Kviku
|
—
|
15 – 135 days
|
500 – 25 000 ₱
|
|
Finloo
|
from 0,1%
|
until 30 days
|
1 000 – 25 000 ₱
|
|
Finapps
|
from 0,1%
|
until 30 days
|
1 000 – 25 000 ₱
|
|
First Circle
|
0,05 – 0,07%
|
180 – 720 days
|
50 000 – 1 000 000 ₱
|
|
BlendPH
|
0,03 – 0,07%
|
90 – 365 days
|
5 000 – 100 000 ₱
|
|
Esquire Financing
|
0,05 – 0,07%
|
180 – 720 days
|
50 000 – 1 000 000 ₱
|
|
Home Credit Philippines
|
0,05 – 0,08%
|
180 – 720 days
|
10 000 – 50 000 ₱
|
|
Asteria
|
0,05 – 0,08%
|
30 – 365 days
|
2 000 – 50 000 ₱
|
|
Logo
SeedIn
|
0,05 – 0,08%
|
180 – 720 days
|
50 000 – 1 000 000 ₱
|
|
Finpug
|
to 0,1%
|
61 – 365 days
|
1 000 – 25 000 ₱
|
Reviews
I didn’t expect to get approved so fast — less than 20 minutes and the money was in my bank account. Super helpful staff!
Rating:4Good
Rolando29.05.2025
Took a loan online 'cause I needed cash quickly, and honestly, it was much easier than I thought.
Rating:4Good
Regalado21.05.2025
I applied during my lunch break because I really needed money to cover a medical bill, and I swear — it took less than 15 minutes to get approved.
Rating:5Great
Karlene02.06.2025
I tried getting an online loan for the first time and it actually worked out great. Whole thing took less than 15 minutes and the money was in my account same day.
Rating:4Good
Lorna15.05.2025
MFIs to Apply For
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to 25 000 ₱At a rate from 0%
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to 25 000 ₱At a rate from 0,1%
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to 25 000 ₱At a rate from 0,1%
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to 25 000 ₱At a rate from 0%
-
to 25 000 ₱At a rate from 0%
-
to 50 000 ₱At a rate from 0,2%
-
to 25 000 ₱At a rate from 0%
-
to 20 000 ₱At a rate from 0,8%
-
to 20 000 ₱At a rate from 0,8%
-
to 25 000 ₱At a rate from 0,03%
Expert's opinion
Taking out a quick loan might seem like a fast and easy way to cover urgent expenses, but it comes with real responsibilities. Before you agree to anything, read the fine print.
Missing payments can lead to penalties, higher total debt, and, in some cases, daily charges that add up fast. Pay close attention—overlooking these details can cost you a lot.
Grace Gonzalez
Loan Experts
What Are No-ID Requirement Loans?
This is a term that refers to an online loan without a valid ID required. Instead of your government ID, the lender will explore other ways to verify your identity.
A loan without ID can be a helpful option when you don't have time to obtain official identification. Keep in mind that the amounts are generally smaller.
Is It Possible to Get a Loan Without an ID Card in the Philippines?
You can get a loan without a form of ID. However, be sure to manage your expectations. Here are main things that you can expect:
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Less attractive offer based on interest rates and fees
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Shorter loan terms
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Fewer MFI options
By allowing you to take an online loan without an ID, the lender is taking a greater financial risk. So, the terms are adjusted for the offer to still make sense for them.
What Are the Benefits of an Online Loan with No Requirements?
The main benefit here is the accessibility of the service. However, there are a lot of other benefits, such as:
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No need for proof of employment
With this type of loan, you may not need formal employment to prove your ability to pay back.
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Quick access to funds
Since there are no traditional requirements, you’ll get your funds right away.
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Great for credit building
Such a loan usually has higher approval rates, making it easier to start building your credit score.
Even though this type of loan is open to every borrower, remember that the funds will be transferred using a bank or e-wallet account. Make sure you have one set up.
What Documents Do You Need
In place of standard documents, you might be asked to submit one or more of the following:
- Real-time selfie verification
- Verified phone number
- Social media profile
- A valid delivery address
It’s up to the lender to decide what documents or information they need.
How to Apply for an Online Loan Without Valid ID?
Since you’re on the MoneyPanda website, you’re already on the right track. We’ve collected the most competitive offers for you. Get approved for an online loan, no ID needed, and follow these steps:
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Compare and select from the offers on this page.
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Complete the requirements for the offer that you’re going for.
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Accept the terms of the loan.
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Get the funds straight to your e-wallet or bank account.
Make sure to repay your loan on time. It can help you qualify for better terms in the future.
FAQs
How long will it take for a loan to be released?
It depends on the lender, but some can send the money within an hour after approval. Others might take longer, especially if they need to double-check your details.
How to get a loan without photo ID?
Some lenders might accept other documents like a birth certificate, utility bill, or TIN, but most still prefer a valid photo ID. It’s a good idea to check with the lender directly to find out what documents they accept.
What are the usual requirements for easy-approval loans?
Most easy-approval loans ask for basic things like a valid ID, proof of income, a bank account, and an active phone number. They keep the process simple to help you get approved faster.
The Best Loan Deals
| 🟢 Rate: | from 0,03 to 1,17% |
| 🟢 Period: | from 7 to 1 470 days |
| 🟢 Amount: | 500 – 1 000 000 ₱ |
| 🟢 Number of offers: | 36 pcs. |