Online Loan with 30-Day Repayment
MoneyPanda connects borrowers to 38 trusted MFIs to help them get a loan for 30 days. Fast loan amounts can go up to to 25,000 peso. See all available offers as of march 2026. Apply now!
days
MoneyCat
5.0
Amount
1 000 – 20 000 ₱
Period
7 – 180 days
Rate
0,8%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 180 days
Rate
0,8%
Overpayment
56 – 28 800 ₱
Borrower's age
22 – 60 years
APR
288%
Advantages
Update date: 09.10.2025 21:22
About the organization
Telephone
(+632) 8541-2568
Address
7/F Finman Center, 131 Tordesillas St., Makati City, Philippines
Brand
MoneyCat Financing Inc.
Official website
https://www.moneycat.ph/
Supervisor
Jonathan Batangas
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,49%
Terms
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,49%
Overpayment
34 – 22 050 ₱
Borrower's age
21 – 70 years
APR
178,85%
Advantages
Update date: 22.03.2025 18:06
About the organization
Telephone
(+632) 8787-0707
Address
Unit 2A, 2/F High Pointe Centre, 128 Congressional Ave., Quezon City, Philippines
Brand
Digido Finance Corp.
Official website
https://digido.ph/
Supervisor
Sergey Ivanov
Finapps
4.0
Amount
1 000 – 25 000 ₱
Period
1 – 30 days
Rate
0,1%
Terms
Amount
1 000 – 25 000 ₱
Period
1 – 30 days
Rate
0,1%
Overpayment
1 – 750 ₱
Borrower's age
20 – 70 years
APR
12 – 36%
Advantages
Update date: 09.10.2025 21:25
About the organization
Brand
Individual entrepreneur Oleksandr Tarasiuk
Official website
https://finapps.ph/
Supervisor
Oleksandr Tarasiuk
Updated 25.02.2026, 09:52
Offer rating
4.76
The Moneypanda website provides free information on rates and terms of quick loans in the Philippines. The data was provided by microfinance institutions or obtained from public sources. Please check the terms of the products at the MFI branches or by calling the help desk.
Offers of the month
Loanonline
5.0
Amount
500 – 25 000 ₱
Period
90 – 365 days
Rate
0,1 – 1,17%
Terms
Amount
500 – 25 000 ₱
Period
90 – 365 days
Rate
0,1 – 1,17%
Overpayment
45 – 106 763 ₱
Borrower's age
20 – 55 years
APR
to 427%
Advantages
Update date: 09.10.2025 21:14
About the organization
Telephone
63 908 782 0559
Address
IBP Tower, Ortigas CenterDona Julia Vargas Ave. and Jade Drive San Antonio City of Pasig, 2nd District,Philippines
Brand
SIA JEFF
Official website
https://www.loanonline.ph/
License
43603085405
Finbro
5.0
Amount
1 000 – 50 000 ₱
Period
90 – 365 days
Rate
0,2%
Terms
Amount
1 000 – 50 000 ₱
Period
90 – 365 days
Rate
0,2%
Overpayment
180 – 36 500 ₱
Borrower's age
20 – 70 years
APR
0,2%
Advantages
Update date: 09.10.2025 21:27
About the organization
Telephone
smart (09624092454), globe (09176200773)
Address
Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
Brand
Sofi Lending Inc.
Official website
https://www.finbro.ph/
Zaimoo
5.0
Amount
1 000 – 25 000 ₱
Period
61 – 180 days
Rate
0,03 – 1%
Terms
Amount
1 000 – 25 000 ₱
Period
61 – 180 days
Rate
0,03 – 1%
Overpayment
18 – 45 000 ₱
Borrower's age
22 – 65 years
APR
11,9 – 365%
Advantages
Update date: 09.10.2025 21:09
About the organization
Address
Armenia, Yerevan, Komitas ave. 51/1-14
Brand
Densure LLC
Official website
https://zaimoo.ph/
License
8217974
CashExpress
5.0
Amount
1 000 – 20 000 ₱
Period
7 – 14 days
Rate
0,01 – 1,99%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 14 days
Rate
0,01 – 1,99%
interest rate for the first 7 days — 0%; interest rate for the first 14 days — just 1% per day; interest rate for a repeat loan — 1.99% per day
Overpayment
1 – 5 572 ₱
Borrower's age
21 – 70 years
APR
from 0,1%
Advantages
Update date: 25.02.2026 18:04
About the organization
Telephone
63 917 115-8452
Address
Unit 3101 Trade and Financial Tower 7th Ave. cor 32nd St. Fort Bonifacio, Global City, Taguig
Brand
Cash-Express Philippines Financing Inc.
Official website
https://cash-express.ph/
Online loan calculator
PHP
days
Payment
0 ₱
Overpayment
0 ₱
Top 10 Microfinance Institutions in the Philippines
|
MFI
|
Effective rate
|
Period
|
Amount
|
|
Finapps
|
0,1%
|
1 – 30 days
|
1 000 – 25 000 ₱
|
|
Digido
|
0,49%
|
7 – 180 days
|
1 000 – 25 000 ₱
|
|
MoneyCat
|
0,8%
|
7 – 180 days
|
1 000 – 20 000 ₱
|
Reviews
The interest was fair and the repayment terms were clear. I felt safe the whole time and would definitely use this again if needed
Rating:
4
Good
Arnold
23.05.2025
I tried getting an online loan for the first time and it actually worked out great. Whole thing took less than 15 minutes and the money was in my account same day.
Rating:
4
Good
Lorna
15.05.2025
This is my third loan, and every time it gets faster and easier. Plus, the interest rate for loyal clients is really fair!
Rating:
5
Great
Ramon
05.09.2025
Everything was online, super easy to follow, and their support team even messaged me right away when I had a question.
Rating:
5
Great
Noel Caraca
22.05.2025
MFIs to Apply For
-
Finlooto 25 000 ₱At a rate from 0,1%
-
Kvikuto 25 000 ₱At a rate from 0,03%
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Finpugto 25 000 ₱At a rate from 0,1%
-
Cashspaceto 25 000 ₱At a rate from 0,1%
-
Crezuto 25 000 ₱At a rate from 0,03%
-
Finappsto 25 000 ₱At a rate from 0,1%
-
Finbroto 50 000 ₱At a rate from 0,2%
-
Credyto 25 000 ₱At a rate from 0,1%
-
Digidoto 25 000 ₱At a rate from 0,49%
-
Honey Loanto 30 000 ₱At a rate from 0,5%
News
Expert's opinion
Taking out a quick loan might seem like a fast and easy way to cover urgent expenses, but it comes with real responsibilities. Before you agree to anything, read the fine print.
Missing payments can lead to penalties, higher total debt, and, in some cases, daily charges that add up fast. Pay close attention—overlooking these details can cost you a lot.
Grace Gonzalez
Loan Experts
Loan for 30 Days: Key Information
Simply, this is a short-term cash loan designed to be repaid within 30 days. Repayment can be scheduled weekly or as a single lump sum.
Advantages of Online Loans for 1 Month
Getting an instant loan for 30 days is good for:
-
Covering emergency expenses without creating long-term debt
-
Building your credit history
-
Taking care of budget gaps
Fast cash loans are useful for handling different kinds of expenses. This way, you can avoid any disruption to your everyday life.
What to Look for in a 30-Day Cash Loan?
To identify the most suitable offer, keep the following factors in mind:
- Interest rate and fees. The lower these are, the better.
- Repayment structure. If you prefer a one-time payment, for example, narrow your options to those offers.
- History with the MFI. You may be able to get better rates if you’ve already been given a 30-day cash loan from them before.
- Requested loan size. This is especially important if you plan to borrow a relatively large amount.
Take these points into account and choose a loan that fits you.
How to Apply for an Online Loan?
Have you found an offer that you’re interested in? Here’s how to get it:
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Click the MFI offering the loan that you want to get.
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Provide all required details.
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Read and accept the terms.
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Get your money sent to your bank account or e-wallet.
The decision is practically instant, so you can get your 30-day cash loan the very same day.
The Best Loan Deals
| 🟢 Rate: | from 0,1 to 0,8% |
| 🟢 Period: | from 1 to 180 days |
| 🟢 Amount: | 1 000 – 25 000 ₱ |
| 🟢 Number of offers: | 3 pcs. |
