Online Loan with 30-Day Repayment
MoneyPanda connects borrowers to 37 trusted MFIs to help them get a loan for 30 days. Fast loan amounts can go up to to 50,000 peso. See all available offers as of june 2025. Apply now!
days
Amount1 000 – 20 000 ₱
Period7 – 180 days
Rate0,8%
Terms
Amount1 000 – 20 000 ₱
Period7 – 180 days
Rate
0,8%
Overpayment56 – 28 800 ₱
Borrower's age22 – 60 years
Effective rate288%
Advantages
Age from 22 years
Receive in a few minutes
Completely online
No proof of income
Update date: 22.03.2025 10:03
About the organization
Telephone(+632) 8541-2568
Address7/F Finman Center, 131 Tordesillas St., Makati City, Philippines
BrandMoneyCat Financing Inc.
Official websitehttps://www.moneycat.ph/
SupervisorJonathan Batangas
CashXpress
5.0
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate0,8%
Terms
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate
0,8%
Overpayment56 – 14 400 ₱
Borrower's age21 – 60 years
Effective rate292%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 11:42
About the organization
Telephone(+632) 8808-2274
AddressUnit 1402, 14/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
BrandCashXpress Philippines Financing Inc.
Official websitehttps://cashxpress.ph/
SupervisorMichael Singh
Updated 12.05.2025, 07:47
Offer rating
4.6
The Moneypanda website provides free information on rates and terms of quick loans in the Philippines. The data was provided by microfinance institutions or obtained from public sources. Please check the terms of the products at the MFI branches or by calling the help desk.
Offers of the month
Finbro
5.0
Amount1 000 – 50 000 ₱
Perioduntil 365 days
Rate0,2%
Terms
Amount1 000 – 50 000 ₱
Perioduntil 365 days
Rate
0,2%
Overpaymentto 36 500 ₱
Borrower's age20 – 70 years
Effective rate0,2%
Advantages
Age from 20 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 13:53
About the organization
Telephonesmart (09624092454), globe (09176200773)
AddressUnit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
BrandSofi Lending Inc.
Official websitehttps://www.finbro.ph/
Zaimoo
5.0
Amount1 000 – 25 000 ₱
Perioduntil 180 days
Rate0,03 – 1%
Terms
Amount1 000 – 25 000 ₱
Perioduntil 180 days
Rate
0,03 – 1%
Overpaymentto 45 000 ₱
Borrower's age22 – 65 years
Effective rate11,9 – 365%
Advantages
Age from 22 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 15:24
About the organization
AddressArmenia, Yerevan, Komitas ave. 51/1-14
BrandDensure LLC
Official websitehttps://zaimoo.ph/
License8217974
CashXpress
5.0
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate0,8%
Terms
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate
0,8%
Overpayment56 – 14 400 ₱
Borrower's age21 – 60 years
Effective rate292%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 11:42
About the organization
Telephone(+632) 8808-2274
AddressUnit 1402, 14/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
BrandCashXpress Philippines Financing Inc.
Official websitehttps://cashxpress.ph/
SupervisorMichael Singh
Online loan calculator
PHP
days
Payment0 ₱
Overpayment0 ₱
Top 10 Microfinance Institutions in the Philippines
| MFI | Effective rate | Period | Amount |
|
0,8%
|
7 – 180 days
|
1 000 – 20 000 ₱
|
|
|
0,8%
|
7 – 90 days
|
1 000 – 20 000 ₱
|
Reviews
The process was very straightforward and efficient. I received a call right after submitting the form, and they guided me through each step. Within the same day, the money was disbursed to my GCash account.
Rating:5Great
Romel21.05.2025
I didn’t expect to get approved so fast — less than 20 minutes and the money was in my bank account. Super helpful staff!
Rating:4Good
Rolando29.05.2025
I was honestly hesitant at first, especially since it was my first time applying for an online loan. But I’m really glad I gave it a shot. The process was surprisingly quick and hassle-free — I got approved in less than 20 minutes!
Rating:5Great
Jill01.06.2025
Took a loan online 'cause I needed cash quickly, and honestly, it was much easier than I thought.
Rating:4Good
Regalado21.05.2025
MFIs to Apply For
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to 25 000 ₱At a rate from 0%
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to 25 000 ₱At a rate from 0,1%
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to 25 000 ₱At a rate from 0,1%
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to 25 000 ₱At a rate from 0%
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to 25 000 ₱At a rate from 0%
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to 50 000 ₱At a rate from 0,2%
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to 25 000 ₱At a rate from 0%
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to 20 000 ₱At a rate from 0,8%
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to 20 000 ₱At a rate from 0,8%
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to 25 000 ₱At a rate from 0,03%
Expert's opinion
Taking out a quick loan might seem like a fast and easy way to cover urgent expenses, but it comes with real responsibilities. Before you agree to anything, read the fine print.
Missing payments can lead to penalties, higher total debt, and, in some cases, daily charges that add up fast. Pay close attention—overlooking these details can cost you a lot.
Grace Gonzalez
Loan Experts
Loan for 30 Days: Key Information
Simply, this is a short-term cash loan designed to be repaid within 30 days. Repayment can be scheduled weekly or as a single lump sum.
Advantages of Online Loans for 1 Month
Getting an instant loan for 30 days is good for:
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Covering emergency expenses without creating long-term debt
-
Building your credit history
-
Taking care of budget gaps
Fast cash loans are useful for handling different kinds of expenses. This way, you can avoid any disruption to your everyday life.
What to Look for in a 30-Day Cash Loan?
To identify the most suitable offer, keep the following factors in mind:
- Interest rate and fees. The lower these are, the better.
- Repayment structure. If you prefer a one-time payment, for example, narrow your options to those offers.
- History with the MFI. You may be able to get better rates if you’ve already been given a 30-day cash loan from them before.
- Requested loan size. This is especially important if you plan to borrow a relatively large amount.
Take these points into account and choose a loan that fits you.
How to Apply for an Online Loan?
Have you found an offer that you’re interested in? Here’s how to get it:
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Click the MFI offering the loan that you want to get.
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Provide all required details.
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Read and accept the terms.
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Get your money sent to your bank account or e-wallet.
The decision is practically instant, so you can get your 30-day cash loan the very same day.
The Best Loan Deals
| 🟢 Rate: | 0,8% |
| 🟢 Period: | from 7 to 180 days |
| 🟢 Amount: | 1 000 – 20 000 ₱ |
| 🟢 Number of offers: | 2 pcs. |