Quick and Legit Student Loans in the Philippines
Do you need a fast loan for students? Check the offers available 24/7 through MoneyPanda. For july 2025, you can get loans from 37 MFIs and borrow up to to 25,000 peso. Evaluate your options and secure the funding you need in no time.
days
Credy
4.0
Amount1 000 – 25 000 ₱
Period61 – 120 days
Rateto 0,39%
Terms
Amount1 000 – 25 000 ₱
Period61 – 120 days
Rate
to 0,39%
Overpaymentto 11 700 ₱
Borrower's age18 – 70 years
Effective rateto 143%
Advantages
Age from 18 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 14:58
About the organization
AddressTraffic Control OÜ, Laeva 2, 10111,Tallinn, Estonia
BrandTraffic Control OÜ
Official websitehttps://www.credy.ph/
License11501857
Updated 10.07.2025, 11:21
Offer rating
4.6
The Moneypanda website provides free information on rates and terms of quick loans in the Philippines. The data was provided by microfinance institutions or obtained from public sources. Please check the terms of the products at the MFI branches or by calling the help desk.
Offers of the month
Amount500 – 25 000 ₱
Period90 – 365 days
Rateto 1,17%
Terms
Amount500 – 25 000 ₱
Period90 – 365 days
Rate
to 1,17%
Overpaymentto 106 763 ₱
Borrower's age20 – 55 years
Effective rateto 427%
Advantages
Age from 20 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 15:33
About the organization
Telephone63 908 782 0559
AddressIBP Tower, Ortigas CenterDona Julia Vargas Ave. and Jade Drive San Antonio City of Pasig, 2nd District,Philippines
BrandSIA JEFF
Official websitehttps://www.loanonline.ph/
License43603085405
Finbro
5.0
Amount1 000 – 50 000 ₱
Perioduntil 365 days
Rate0,2%
Terms
Amount1 000 – 50 000 ₱
Perioduntil 365 days
Rate
0,2%
Overpaymentto 36 500 ₱
Borrower's age20 – 70 years
Effective rate0,2%
Advantages
Age from 20 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 13:53
About the organization
Telephonesmart (09624092454), globe (09176200773)
AddressUnit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
BrandSofi Lending Inc.
Official websitehttps://www.finbro.ph/
Zaimoo
5.0
Amount1 000 – 25 000 ₱
Perioduntil 180 days
Rate0,03 – 1%
Terms
Amount1 000 – 25 000 ₱
Perioduntil 180 days
Rate
0,03 – 1%
Overpaymentto 45 000 ₱
Borrower's age22 – 65 years
Effective rate11,9 – 365%
Advantages
Age from 22 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 15:24
About the organization
AddressArmenia, Yerevan, Komitas ave. 51/1-14
BrandDensure LLC
Official websitehttps://zaimoo.ph/
License8217974
CashXpress
5.0
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate0,8%
Terms
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate
0,8%
Overpayment56 – 14 400 ₱
Borrower's age21 – 60 years
Effective rate292%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 11:42
About the organization
Telephone(+632) 8808-2274
AddressUnit 1402, 14/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
BrandCashXpress Philippines Financing Inc.
Official websitehttps://cashxpress.ph/
SupervisorMichael Singh
Online loan calculator
PHP
days
Payment0 ₱
Overpayment0 ₱
Quick and Legit Student Loans in the Philippines - TOP 10 MFO in 2025
| MFI | Effective rate | Period | Amount |
|
Credy
|
to 0,39%
|
61 – 120 days
|
1 000 – 25 000 ₱
|
Reviews
I needed cash for my daughter’s school fees, and this service really came through. Everything was smooth and easy, even for someone who isn’t tech-savvy.
Rating:5Great
Nouvem27.05.2025
The interest was fair and the repayment terms were clear. I felt safe the whole time and would definitely use this again if needed
Rating:4Good
Arnold23.05.2025
I applied during my lunch break because I really needed money to cover a medical bill, and I swear — it took less than 15 minutes to get approved.
Rating:5Great
Karlene02.06.2025
Took a loan online 'cause I needed cash quickly, and honestly, it was much easier than I thought.
Rating:4Good
Regalado21.05.2025
MFIs to Apply For
-
Kvikuto 25 000 ₱At a rate from 0%
-
Finlooto 25 000 ₱At a rate from 0,1%
-
Finappsto 25 000 ₱At a rate from 0,1%
-
Finpugto 25 000 ₱At a rate from 0%
-
Cashspaceto 25 000 ₱At a rate from 0%
-
Crezuto 25 000 ₱At a rate from 0,03%
-
Finbroto 50 000 ₱At a rate from 0,2%
-
Credyto 25 000 ₱At a rate from 0%
-
MoneyCatto 20 000 ₱At a rate from 0,8%
-
CashXpressto 20 000 ₱At a rate from 0,8%
News
Expert's opinion
Taking out a quick loan might seem like a fast and easy way to cover urgent expenses, but it comes with real responsibilities. Before you agree to anything, read the fine print.
Missing payments can lead to penalties, higher total debt, and, in some cases, daily charges that add up fast. Pay close attention—overlooking these details can cost you a lot.
Grace Gonzalez
Loan Experts
The Best Loan Deals
| 🟢 Rate: | to 0,39% |
| 🟢 Period: | from 61 to 120 days |
| 🟢 Amount: | 1 000 – 25 000 ₱ |
| 🟢 Number of offers: | 1 pcs. |