Get a Quick Loan of ₱10,000
MoneyPanda connects borrowers to 37 trusted MFIs to help them get a short-term loan for 10,000 pesos. Loan amounts can go up to to 50,000 peso. See all available offers as of june 2025. Apply now!
days
Amount1 000 – 20 000 ₱
Period7 – 180 days
Rate0,8%
Terms
Amount1 000 – 20 000 ₱
Period7 – 180 days
Rate
0,8%
Overpayment56 – 28 800 ₱
Borrower's age22 – 60 years
Effective rate288%
Advantages
Age from 22 years
Receive in a few minutes
Completely online
No proof of income
Update date: 22.03.2025 10:03
About the organization
Telephone(+632) 8541-2568
Address7/F Finman Center, 131 Tordesillas St., Makati City, Philippines
BrandMoneyCat Financing Inc.
Official websitehttps://www.moneycat.ph/
SupervisorJonathan Batangas
CashXpress
5.0
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate0,8%
Terms
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate
0,8%
Overpayment56 – 14 400 ₱
Borrower's age21 – 60 years
Effective rate292%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 11:42
About the organization
Telephone(+632) 8808-2274
AddressUnit 1402, 14/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
BrandCashXpress Philippines Financing Inc.
Official websitehttps://cashxpress.ph/
SupervisorMichael Singh
Amount500 – 25 000 ₱
Period15 – 135 days
Rate—
Terms
Amount500 – 25 000 ₱
Period15 – 135 days
Borrower's age18 – 65 years
Effective ratefrom 0,1%
Advantages
Age from 18 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 13:18
About the organization
Address18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Salcedo Village, the Philippines
BrandKviku Lending Co. INC
Official websitehttps://kviku.ph/
LicenseSEC Registration No. CS201918702 Certificate of Authority No. 3169NPC Registration No. PIC-001-791-2021
Finbro
5.0
Amount1 000 – 50 000 ₱
Perioduntil 365 days
Rate0,2%
Terms
Amount1 000 – 50 000 ₱
Perioduntil 365 days
Rate
0,2%
Overpaymentto 36 500 ₱
Borrower's age20 – 70 years
Effective rate0,2%
Advantages
Age from 20 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 13:53
About the organization
Telephonesmart (09624092454), globe (09176200773)
AddressUnit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
BrandSofi Lending Inc.
Official websitehttps://www.finbro.ph/
Amount500 – 25 000 ₱
Period91 – 180 days
Rateto 1,17%
Terms
Amount500 – 25 000 ₱
Period91 – 180 days
Rate
to 1,17%
Overpaymentto 52 650 ₱
Borrower's age22 – 55 years
Effective rateto 427%
Advantages
Age from 22 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 14:05
About the organization
Address10F IBP TowerJulia Vargas Ave. & Jade Dr.Ortigas Center, San Antonio Pasig City, 1605 Metro Manila, Philippines
BrandSIA JEFF
Official websitehttps://www.finmerkado.ph/
License43603085405
Finloo
5.0
Amount1 000 – 25 000 ₱
Perioduntil 30 days
Ratefrom 0,1%
Terms
Amount1 000 – 25 000 ₱
Perioduntil 30 days
Rate
from 0,1%
Borrower's age18 – 65 years
Effective ratefrom 0,1%
Advantages
Age from 18 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 14:24
About the organization
AddressBorshagivska 144, Kyiv, 03056, Ukraine
BrandIP(individual proprietor) Anton Olefir
Official websitehttps://finloo.ph/
SupervisorAnton Olefir
Finpug
4.0
Amount1 000 – 25 000 ₱
Period61 – 365 days
Rateto 0,1%
Terms
Amount1 000 – 25 000 ₱
Period61 – 365 days
Rate
to 0,1%
Overpaymentto 9 125 ₱
Effective rateto 36%
Advantages
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 14:33
About the organization
Address0018, Armenia, Yerevan city, Movses Xorenaci st. 26A
BrandLivornica AM LLC
Official websitehttps://finpug.ph/
Credy
4.0
Amount1 000 – 25 000 ₱
Period61 – 120 days
Rateto 0,39%
Terms
Amount1 000 – 25 000 ₱
Period61 – 120 days
Rate
to 0,39%
Overpaymentto 11 700 ₱
Borrower's age18 – 70 years
Effective rateto 143%
Advantages
Age from 18 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 14:58
About the organization
AddressTraffic Control OÜ, Laeva 2, 10111,Tallinn, Estonia
BrandTraffic Control OÜ
Official websitehttps://www.credy.ph/
License11501857
Amount500 – 25 000 ₱
Period61 – 120 days
Rateto 0,1%
Terms
Amount500 – 25 000 ₱
Period61 – 120 days
Rate
to 0,1%
Overpaymentto 3 000 ₱
Borrower's agefrom 18 years
Effective rateto 36%
Advantages
Age from 18 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 15:10
About the organization
AddressPaadi tee 3, Haabneeme, 74001 Harju maakond, Estonia
BrandFininity Ltd
Official websitehttps://cashspace.ph/
License14523902
Zaimoo
5.0
Amount1 000 – 25 000 ₱
Perioduntil 180 days
Rate0,03 – 1%
Terms
Amount1 000 – 25 000 ₱
Perioduntil 180 days
Rate
0,03 – 1%
Overpaymentto 45 000 ₱
Borrower's age22 – 65 years
Effective rate11,9 – 365%
Advantages
Age from 22 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 15:24
About the organization
AddressArmenia, Yerevan, Komitas ave. 51/1-14
BrandDensure LLC
Official websitehttps://zaimoo.ph/
License8217974
Amount500 – 25 000 ₱
Period91 – 1 470 days
Rate0,08 – 1%
Terms
Amount500 – 25 000 ₱
Period91 – 1 470 days
Rate
0,08 – 1%
Overpayment36 – 367 500 ₱
Borrower's age21 – 65 years
Effective rate30 – 365%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 15:51
About the organization
Telephone44 (131) 608-05-01
AddressLetonia, Riga, Krisjana Valdemara calle, 33 – 7, LV-1010
BrandSIA ROKSORE
Official websitehttps://old.mazilla.ph/
Updated 12.05.2025, 07:47
Offer rating
4.6
The Moneypanda website provides free information on rates and terms of quick loans in the Philippines. The data was provided by microfinance institutions or obtained from public sources. Please check the terms of the products at the MFI branches or by calling the help desk.
Offers of the month
Finbro
5.0
Amount1 000 – 50 000 ₱
Perioduntil 365 days
Rate0,2%
Terms
Amount1 000 – 50 000 ₱
Perioduntil 365 days
Rate
0,2%
Overpaymentto 36 500 ₱
Borrower's age20 – 70 years
Effective rate0,2%
Advantages
Age from 20 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 13:53
About the organization
Telephonesmart (09624092454), globe (09176200773)
AddressUnit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
BrandSofi Lending Inc.
Official websitehttps://www.finbro.ph/
Zaimoo
5.0
Amount1 000 – 25 000 ₱
Perioduntil 180 days
Rate0,03 – 1%
Terms
Amount1 000 – 25 000 ₱
Perioduntil 180 days
Rate
0,03 – 1%
Overpaymentto 45 000 ₱
Borrower's age22 – 65 years
Effective rate11,9 – 365%
Advantages
Age from 22 years
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 15:24
About the organization
AddressArmenia, Yerevan, Komitas ave. 51/1-14
BrandDensure LLC
Official websitehttps://zaimoo.ph/
License8217974
CashXpress
5.0
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate0,8%
Terms
Amount1 000 – 20 000 ₱
Period7 – 90 days
Rate
0,8%
Overpayment56 – 14 400 ₱
Borrower's age21 – 60 years
Effective rate292%
Advantages
Age from 21 года
Receive in a few minutes
Completely online
No proof of income
Update date: 10.04.2025 11:42
About the organization
Telephone(+632) 8808-2274
AddressUnit 1402, 14/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
BrandCashXpress Philippines Financing Inc.
Official websitehttps://cashxpress.ph/
SupervisorMichael Singh
Online loan calculator
PHP
days
Payment0 ₱
Overpayment0 ₱
Top 10 Microfinance Institutions
| MFI | Effective rate | Period | Amount |
|
—
|
15 – 135 days
|
500 – 25 000 ₱
|
|
|
from 0,1%
|
until 30 days
|
1 000 – 25 000 ₱
|
|
|
to 0,1%
|
61 – 365 days
|
1 000 – 25 000 ₱
|
|
|
to 0,1%
|
61 – 120 days
|
500 – 25 000 ₱
|
|
|
0,2%
|
until 365 days
|
1 000 – 50 000 ₱
|
|
|
to 0,39%
|
61 – 120 days
|
1 000 – 25 000 ₱
|
|
|
0,8%
|
7 – 180 days
|
1 000 – 20 000 ₱
|
|
|
0,8%
|
7 – 90 days
|
1 000 – 20 000 ₱
|
|
|
0,03 – 1%
|
until 180 days
|
1 000 – 25 000 ₱
|
|
|
0,08 – 1%
|
91 – 1 470 days
|
500 – 25 000 ₱
|
Reviews
No lines, no paperwork — just filled out the form and got the money fast. Super convenient
Rating:5Great
Violz Fernandez19.05.2025
I applied during my lunch break because I really needed money to cover a medical bill, and I swear — it took less than 15 minutes to get approved.
Rating:5Great
Karlene02.06.2025
The process was very straightforward and efficient. I received a call right after submitting the form, and they guided me through each step. Within the same day, the money was disbursed to my GCash account.
Rating:5Great
Romel21.05.2025
The interest was fair and the repayment terms were clear. I felt safe the whole time and would definitely use this again if needed
Rating:4Good
Arnold23.05.2025
MFIs to Apply For
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to 25 000 ₱At a rate from 0%
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to 25 000 ₱At a rate from 0,1%
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to 25 000 ₱At a rate from 0,1%
-
to 25 000 ₱At a rate from 0%
-
to 25 000 ₱At a rate from 0%
-
to 50 000 ₱At a rate from 0,2%
-
to 25 000 ₱At a rate from 0%
-
to 20 000 ₱At a rate from 0,8%
-
to 20 000 ₱At a rate from 0,8%
-
to 25 000 ₱At a rate from 0,03%
Expert's opinion
Taking out a quick loan might seem like a fast and easy way to cover urgent expenses, but it comes with real responsibilities. Before you agree to anything, read the fine print.
Missing payments can lead to penalties, higher total debt, and, in some cases, daily charges that add up fast. Pay close attention—overlooking these details can cost you a lot.
Grace Gonzalez
Loan Experts
Fast Loan of 10,000 PHP: What to Expect?
These are the most common features of a 10k loan:
-
Minimal requirements
-
Quick approval
-
Fast cashout
-
No collateral needed
-
Short-term payment schedule
There are a lot of MFIs offering this loan type. They’re free to design the product how they want. So, consider the features above as common but not fixed.
Top Advantages of Using MFIs in the Philippines
MFIs have done much more than just make a 10k loan in the Philippines more accessible. They have steered people away from loan sharks with predatory terms. With the money from MFIs, you can fund a project, respond to an emergency, and get financial relief, all without relying on unlicensed lenders.
How to Choose the Best Offer on MoneyPanda
Getting a 10k loan in the Philippines is relatively easy. However, to get the most value, we recommend doing these things:
Check the interest rate. The lower the interest rate, the more that you save when you repay.
See the payment schedule. It could be weekly, bi-monthly, monthly, or a one-time payment. Go with what works for you.
Look for hidden fees. Try to avoid MFIs that are not upfront about the costs of the loan.
Then, make a decision based on the best balance of all these three. The short term loan for 10,000 pesos has the lowest interest rate and transparent fees, which can be repaid on a schedule that works best for you.
How to Apply for a Quick Loan of 10,000 Pesos?
Since you’re already on MoneyPanda, applying for the loan is straightforward:
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Compare available lenders. Evaluate and pick one of the MFIs on this page.
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Fill out the application form. Complete the application process, making sure to double-check the details before submission.
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Wait for approval. Track your application status.
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Check the loan conditions. If approved, review the terms of the loan offer before accepting.
-
Receive the money. Get your funds in your bank account or e-wallet.
Congratulations! With your fast loan of 10,000 pesos approved and funded, consider it as good as cash. You can withdraw it through an ATM, use it to pay a bill or transfer it to another bank account.
The Best Loan Deals
| 🟢 Rate: | from 0,03 to 1,17% |
| 🟢 Period: | from 7 to 1 470 days |
| 🟢 Amount: | 500 – 50 000 ₱ |
| 🟢 Number of offers: | 11 pcs. |