Lending Company Near Me
MoneyPanda is a financial marketplace in the Philippines that connects borrowers with trusted lenders. Compare loan options, choose your preferred amount, term, and interest rate, then get approved online in as fast as 15 minutes. No hidden fees, no unnecessary paperwork — just straightforward lending solutions when you need it most. Apply today!
days
Amount
1 000 – 20 000 ₱
Period
15 – 180 days
Rate
0,1 – 0,22%
Terms
Amount
1 000 – 20 000 ₱
Period
15 – 180 days
Rate
0,1 – 0,22%
- lower limit for new clients
Overpayment
15 – 7 920 ₱
Borrower's age
18 – 60 years
APR
35,4 – 78%
Advantages
Update date: 22.03.2025 17:56
About the organization
Telephone
(+632) 808-6215
Address
26/F The World Centre, 330 Sen. Gil Puyat Avenue, Makati City, Philippines
Brand
Oriente Express Techsystem Corporation
Official website
https://cashalo.com/
Supervisor
Hamilton Ang
Amount
1 000 – 50 000 ₱
Period
21 – 180 days
Rate
0,5 – 1%
Terms
Amount
1 000 – 50 000 ₱
Period
21 – 180 days
Rate
0,5 – 1%
- limit increases with good history;
- depend on amount
Overpayment
105 – 90 000 ₱
Borrower's age
18 – 60 years
APR
182,5 – 365%
Advantages
Update date: 22.03.2025 17:57
About the organization
Telephone
(+632) 8808-8252
Address
4/F Tala Building, 123 Tandang Sora Avenue, Quezon City, Philippines
Brand
Tala Financing Philippines Inc.
Official website
https://tala.ph/
Supervisor
Shivani Siroya
Amount
2 000 – 25 000 ₱
Period
7 – 90 days
Rate
0,43 – 0,8%
Terms
Amount
2 000 – 25 000 ₱
Period
7 – 90 days
Rate
0,43 – 0,8%
Overpayment
60 – 18 000 ₱
Borrower's age
20 – 60 years
APR
156,95 – 292%
Advantages
Update date: 22.03.2025 17:58
About the organization
Telephone
(+632) 8870-9727
Address
20/F Tower 1, The Enterprise Center, Makati City, Philippines
Brand
WeFund Lending Corp.
Official website
https://juanhand.com/
Supervisor
Francisco Mauricio
Amount
1 000 – 40 000 ₱
Period
30 – 365 days
Rate
0,08 – 0,17%
Terms
Amount
1 000 – 40 000 ₱
Period
30 – 365 days
Rate
0,08 – 0,17%
Overpayment
24 – 24 820 ₱
Borrower's age
18 – 60 years
APR
29,88 – 42%
Advantages
Update date: 22.03.2025 18:01
About the organization
Telephone
(+632) 8838-8888
Address
5/F Sedcco 1 Building, Rada Street, Makati City, Philippines
Brand
BillEase Lending Corporation
Official website
https://billease.ph/
Supervisor
Georgy Chesakov
Amount
10 000 – 50 000 ₱
Period
180 – 720 days
Rate
0,05 – 0,08%
Terms
Amount
10 000 – 50 000 ₱
Period
180 – 720 days
Rate
0,05 – 0,08%
Overpayment
900 – 28 800 ₱
Borrower's age
18 – 68 years
APR
18 – 30%
Advantages
Update date: 22.03.2025 18:03
About the organization
Telephone
(+632) 7753-5712
Address
Vertis North Corporate Center, Quezon City, Philippines
Brand
Home Credit Philippines, Inc.
Official website
https://www.homecredit.ph/
Supervisor
David Minat
MoneyCat
5.0
Amount
1 000 – 20 000 ₱
Period
7 – 180 days
Rate
0,8%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 180 days
Rate
0,8%
Overpayment
56 – 28 800 ₱
Borrower's age
22 – 60 years
APR
288%
Advantages
Update date: 09.10.2025 21:22
About the organization
Telephone
(+632) 8541-2568
Address
7/F Finman Center, 131 Tordesillas St., Makati City, Philippines
Brand
MoneyCat Financing Inc.
Official website
https://www.moneycat.ph/
Supervisor
Jonathan Batangas
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,49%
Terms
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,49%
Overpayment
34 – 22 050 ₱
Borrower's age
21 – 70 years
APR
178,85%
Advantages
Update date: 22.03.2025 18:06
About the organization
Telephone
(+632) 8787-0707
Address
Unit 2A, 2/F High Pointe Centre, 128 Congressional Ave., Quezon City, Philippines
Brand
Digido Finance Corp.
Official website
https://digido.ph/
Supervisor
Sergey Ivanov
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,5%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,5%
Overpayment
35 – 9 000 ₱
Borrower's age
22 – 60 years
APR
182,5%
Advantages
Update date: 23.03.2025 00:53
About the organization
Telephone
(+632) 8558-0330
Address
22/F Tower 1, The Enterprise Center, Makati City, Philippines
Brand
OLP Financing Inc.
Official website
https://onlineloanspilipinas.ph/
Supervisor
Edwin J. Salonga
Amount
2 000 – 20 000 ₱
Period
10 – 180 days
Rate
0,8%
Terms
Amount
2 000 – 20 000 ₱
Period
10 – 180 days
Rate
0,8%
Overpayment
160 – 28 800 ₱
Borrower's age
20 – 60 years
APR
292%
Advantages
Update date: 23.03.2025 00:56
About the organization
Telephone
(+632) 7798-0000
Address
8/F The Peak Tower, 107 L.P. Leviste St., Makati City, Philippines
Brand
Cashwagon Philippines, Inc.
Official website
https://cashwagon.ph/
Supervisor
Jonathan Jung
Amount
1 000 – 15 000 ₱
Period
7 – 91 days
Rate
0,7%
Terms
Amount
1 000 – 15 000 ₱
Period
7 – 91 days
Rate
0,7%
Overpayment
49 – 9 555 ₱
Borrower's age
18 – 60 years
APR
255,5%
Advantages
Update date: 23.03.2025 00:57
About the organization
Telephone
(+632) 8638-2470
Address
6/F Makati Executive Tower, Dela Rosa St., Makati City, Philippines
Brand
Pera247 Lending Corporation
Official website
https://pera247.ph/
Supervisor
Rajesh Kumar
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Overpayment
56 – 14 400 ₱
Borrower's age
21 – 60 years
APR
292%
Advantages
Update date: 23.03.2025 00:57
About the organization
Telephone
(+632) 8808-7654
Address
12/F Tower 1, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
Brand
LoanMoto Lending Corporation
Official website
https://loanmoto.ph/
Supervisor
James Tan
Amount
2 000 – 50 000 ₱
Period
30 – 365 days
Rate
0,05 – 0,08%
Terms
Amount
2 000 – 50 000 ₱
Period
30 – 365 days
Rate
0,05 – 0,08%
Overpayment
30 – 14 600 ₱
Borrower's age
21 – 60 years
APR
18 – 30%
Advantages
Update date: 01.12.2025 18:18
About the organization
Telephone
(+632) 5310-3333
Address
20/F Tower 1, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
Brand
Asteria Lending Inc.
Official website
https://asteria.com.ph/
Supervisor
Eldar Gabdullin
Amount
3 000 – 50 000 ₱
Period
30 – 180 days
Rate
0,65%
Terms
Amount
3 000 – 50 000 ₱
Period
30 – 180 days
Rate
0,65%
Overpayment
585 – 58 500 ₱
Borrower's age
21 – 60 years
APR
237,25%
Advantages
Update date: 23.03.2025 00:59
About the organization
Telephone
(+632) 8531-3333
Address
26/F Tower 1, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
Brand
First Digital Finance Corporation
Official website
https://www.loanranger.ph/
Supervisor
Rafael Lopez
Terms
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,7%
Overpayment
49 – 31 500 ₱
Borrower's age
21 – 60 years
APR
255,5%
Advantages
Update date: 23.03.2025 01:01
About the organization
Telephone
(+632) 8638-5432
Address
11/F Tower 2, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
Brand
UpLoan Financing Corporation
Official website
https://uploan.ph/
Supervisor
Christopher Lim
CashXpress
5.0
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Overpayment
56 – 14 400 ₱
Borrower's age
21 – 60 years
APR
292%
Advantages
Update date: 09.10.2025 21:20
About the organization
Telephone
(+632) 8808-2274
Address
Unit 1402, 14/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
Brand
CashXpress Philippines Financing Inc.
Official website
https://cashxpress.ph/
Supervisor
Michael Singh
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,7%
Terms
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,7%
Overpayment
49 – 31 500 ₱
Borrower's age
21 – 60 years
APR
255,5%
Advantages
Update date: 23.03.2025 01:04
About the organization
Telephone
(+632) 8638-5678
Address
10/F Rufino Pacific Tower, 6784 Ayala Ave., Makati City, Philippines
Brand
Moola Lending Corporation
Official website
https://moolalending.ph/
Supervisor
Anna Lee
Terms
Amount
50 000 – 1 000 000 ₱
Period
180 – 720 days
Rate
0,05 – 0,08%
- depends on amount and term
Overpayment
4 500 – 576 000 ₱
Borrower's age
21 – 65 years
APR
18 – 30%
Advantages
Update date: 23.03.2025 01:06
About the organization
Telephone
(+632) 8838-8888
Address
7/F Finman Centre, 131 Tordesillas St., Salcedo Village, Makati City, Philippines
Brand
SeedIn Technology Inc.
Official website
https://seedin.ph/
Supervisor
Dean Bernabe
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Overpayment
56 – 14 400 ₱
Borrower's age
21 – 60 years
APR
292%
Advantages
Update date: 23.03.2025 01:06
About the organization
Telephone
(+632) 8838-1234
Address
10/F Rufino Pacific Tower, 6784 Ayala Ave., Makati City, Philippines
Brand
EasyCash Lending Corporation
Official website
https://easycash.ph/
Supervisor
James Lee
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,7%
Terms
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,7%
Overpayment
49 – 31 500 ₱
Borrower's age
21 – 60 years
APR
255,5%
Advantages
Update date: 23.03.2025 01:07
About the organization
Telephone
(+632) 8638-9876
Address
8/F Tower 1, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
Brand
PesoRedee Financing Corporation
Official website
https://pesoredee.ph/
Supervisor
Maria Lopez
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Overpayment
56 – 14 400 ₱
Borrower's age
21 – 60 years
APR
292%
Advantages
Update date: 23.03.2025 01:10
About the organization
Telephone
(+632) 8808-5678
Address
Unit 1503, 15/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
Brand
FastCash Lending Corporation
Official website
https://fastcash.ph/
Supervisor
John Reyes
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,7%
Terms
Amount
1 000 – 25 000 ₱
Period
7 – 180 days
Rate
0,7%
Overpayment
49 – 31 500 ₱
Borrower's age
21 – 60 years
APR
255,5%
Advantages
Update date: 23.03.2025 01:11
About the organization
Telephone
(+632) 8638-4321
Address
9/F Tower 1, The Enterprise Center, 6766 Ayala Ave., Makati City, Philippines
Brand
PesoQ Financing Corporation
Official website
https://pesoq.ph/
Supervisor
Anna Perez
Amount
50 000 – 1 000 000 ₱
Period
180 – 720 days
Rate
0,05 – 0,07%
Terms
Amount
50 000 – 1 000 000 ₱
Period
180 – 720 days
Rate
0,05 – 0,07%
- depends on amount and term
Overpayment
4 500 – 504 000 ₱
Borrower's age
21 – 65 years
APR
18 – 24%
Advantages
Update date: 23.03.2025 01:13
About the organization
Telephone
(+632) 8558-1568
Address
6/F The Octagon, San Miguel Ave., Ortigas Center, Pasig City, Philippines
Brand
First Circle Growth Finance Corp.
Official website
https://www.firstcircle.ph/
Supervisor
Patrick Lynch
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Overpayment
56 – 14 400 ₱
Borrower's age
21 – 60 years
APR
292%
Advantages
Update date: 23.03.2025 01:13
About the organization
Telephone
(+632) 8293-8888
Address
1501 Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
Brand
CashMart Asia Lending Inc.
Official website
https://www.cashmart.ph/
Supervisor
Rajan Sharma
Amount
5 000 – 100 000 ₱
Period
90 – 365 days
Rate
0,03 – 0,07%
Terms
Amount
5 000 – 100 000 ₱
Period
90 – 365 days
Rate
0,03 – 0,07%
Overpayment
135 – 25 550 ₱
Borrower's age
21 – 60 years
APR
12 – 24%
Advantages
Update date: 23.03.2025 01:14
About the organization
Telephone
(+632) 8838-9999
Address
10/F Rufino Pacific Tower, 6784 Ayala Ave., Makati City, Philippines
Brand
BlendPH Lending Corporation
Official website
https://blend.ph/
Supervisor
Michael Santos
Amount
50 000 – 1 000 000 ₱
Period
180 – 720 days
Rate
0,05 – 0,07%
Terms
Amount
50 000 – 1 000 000 ₱
Period
180 – 720 days
Rate
0,05 – 0,07%
- depends on amount and term
Overpayment
4 500 – 504 000 ₱
Borrower's age
21 – 65 years
APR
18 – 24%
Advantages
Update date: 23.03.2025 01:17
About the organization
Telephone
(+632) 8925-8588
Address
3/F The Trade & Financial Tower, 7th Ave. cor. 32nd St., Bonifacio Global City, Taguig, Philippines
Brand
Esquire Financing Inc.
Official website
https://www.esquire.com.ph/
Supervisor
Rajan A. Uttamchandani
Kviku
5.0
Amount
500 – 25 000 ₱
Period
15 – 135 days
Rate
0,03 – 0,1%
Terms
Amount
500 – 25 000 ₱
Period
15 – 135 days
Rate
0,03 – 0,1%
- rate from 0% new clients can get a loan at 0% for the first 15 days, up to 20 000 ₱
Overpayment
2 – 3 375 ₱
Borrower's age
18 – 65 years
APR
from 0,1%
Advantages
Update date: 09.10.2025 21:22
About the organization
Address
18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Salcedo Village, the Philippines
Brand
Kviku Lending Co. INC
Official website
https://kviku.ph/
License
SEC Registration No. CS201918702 Certificate of Authority No. 3169NPC Registration No. PIC-001-791-2021
Finbro
5.0
Amount
1 000 – 50 000 ₱
Period
90 – 365 days
Rate
0,2%
Terms
Amount
1 000 – 50 000 ₱
Period
90 – 365 days
Rate
0,2%
Overpayment
180 – 36 500 ₱
Borrower's age
20 – 70 years
APR
0,2%
Advantages
Update date: 09.10.2025 21:27
About the organization
Telephone
smart (09624092454), globe (09176200773)
Address
Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
Brand
Sofi Lending Inc.
Official website
https://www.finbro.ph/
Finmercado
5.0
Amount
500 – 25 000 ₱
Period
91 – 180 days
Rate
0,1 – 1,17%
Terms
Amount
500 – 25 000 ₱
Period
91 – 180 days
Rate
0,1 – 1,17%
Overpayment
46 – 52 650 ₱
Borrower's age
22 – 55 years
APR
to 427%
Advantages
Update date: 09.10.2025 21:17
About the organization
Address
10F IBP TowerJulia Vargas Ave. & Jade Dr.Ortigas Center, San Antonio Pasig City, 1605 Metro Manila, Philippines
Brand
SIA JEFF
Official website
https://www.finmerkado.ph/
License
43603085405
Finloo
5.0
Amount
1 000 – 25 000 ₱
Period
until 30 days
Rate
from 0,1%
Terms
Amount
1 000 – 25 000 ₱
Period
until 30 days
Rate
from 0,1%
Borrower's age
18 – 65 years
APR
from 0,1%
Advantages
Update date: 10.04.2025 22:24
About the organization
Address
Borshagivska 144, Kyiv, 03056, Ukraine
Brand
IP(individual proprietor) Anton Olefir
Official website
https://finloo.ph/
Supervisor
Anton Olefir
Finpug
4.0
Top Rated by Users
Amount
1 000 – 25 000 ₱
Period
61 – 365 days
Rate
0,1%
Terms
Amount
1 000 – 25 000 ₱
Period
61 – 365 days
Rate
0,1%
Overpayment
61 – 9 125 ₱
APR
to 36%
Advantages
Update date: 09.10.2025 21:02
About the organization
Address
0018, Armenia, Yerevan city, Movses Xorenaci st. 26A
Brand
Livornica AM LLC
Official website
https://finpug.ph/
Credy
4.0
Amount
1 000 – 25 000 ₱
Period
61 – 120 days
Rate
0,1 – 0,39%
Terms
Amount
1 000 – 25 000 ₱
Period
61 – 120 days
Rate
0,1 – 0,39%
Overpayment
61 – 11 700 ₱
Borrower's age
18 – 70 years
APR
to 143%
Advantages
Update date: 09.10.2025 21:34
About the organization
Address
Traffic Control OÜ, Laeva 2, 10111,Tallinn, Estonia
Brand
Traffic Control OÜ
Official website
https://www.credy.ph/
License
11501857
Cashspace
5.0
Highest Approval Rate
Amount
500 – 25 000 ₱
Period
61 – 120 days
Rate
0,1%
Terms
Amount
500 – 25 000 ₱
Period
61 – 120 days
Rate
0,1%
Overpayment
31 – 3 000 ₱
Borrower's age
from 18 years
APR
to 36%
Advantages
Update date: 09.10.2025 21:34
About the organization
Address
Paadi tee 3, Haabneeme, 74001 Harju maakond, Estonia
Brand
Fininity Ltd
Official website
https://cashspace.ph/
License
14523902
Zaimoo
5.0
Amount
1 000 – 25 000 ₱
Period
61 – 180 days
Rate
0,03 – 1%
Terms
Amount
1 000 – 25 000 ₱
Period
61 – 180 days
Rate
0,03 – 1%
Overpayment
18 – 45 000 ₱
Borrower's age
22 – 65 years
APR
11,9 – 365%
Advantages
Update date: 09.10.2025 21:09
About the organization
Address
Armenia, Yerevan, Komitas ave. 51/1-14
Brand
Densure LLC
Official website
https://zaimoo.ph/
License
8217974
Loanonline
5.0
Amount
500 – 25 000 ₱
Period
90 – 365 days
Rate
0,1 – 1,17%
Terms
Amount
500 – 25 000 ₱
Period
90 – 365 days
Rate
0,1 – 1,17%
Overpayment
45 – 106 763 ₱
Borrower's age
20 – 55 years
APR
to 427%
Advantages
Update date: 09.10.2025 21:14
About the organization
Telephone
63 908 782 0559
Address
IBP Tower, Ortigas CenterDona Julia Vargas Ave. and Jade Drive San Antonio City of Pasig, 2nd District,Philippines
Brand
SIA JEFF
Official website
https://www.loanonline.ph/
License
43603085405
Crezu
5.0
Instant Payout
Amount
500 – 25 000 ₱
Period
61 – 120 days
Rate
0,03 – 0,1%
Terms
Amount
500 – 25 000 ₱
Period
61 – 120 days
Rate
0,03 – 0,1%
Overpayment
9 – 3 000 ₱
Borrower's age
21 – 65 years
APR
12 – 36%
Advantages
Update date: 09.10.2025 20:59
About the organization
Address
Tartu Street 84a, Tallinn, 10112, EE.
Brand
Fininity Ltd
Official website
https://crezu.ph/
License
14523902
Mazilla
5.0
Amount
500 – 25 000 ₱
Period
91 – 1 470 days
Rate
0,08 – 1%
Terms
Amount
500 – 25 000 ₱
Period
91 – 1 470 days
Rate
0,08 – 1%
Overpayment
36 – 367 500 ₱
Borrower's age
21 – 65 years
APR
30 – 365%
Advantages
Update date: 09.10.2025 21:04
About the organization
Telephone
44 (131) 608-05-01
Address
Letonia, Riga, Krisjana Valdemara calle, 33 – 7, LV-1010
Brand
SIA ROKSORE
Official website
https://old.mazilla.ph/
Finapps
4.0
Amount
1 000 – 25 000 ₱
Period
1 – 30 days
Rate
0,1%
Terms
Amount
1 000 – 25 000 ₱
Period
1 – 30 days
Rate
0,1%
Overpayment
1 – 750 ₱
Borrower's age
20 – 70 years
APR
12 – 36%
Advantages
Update date: 09.10.2025 21:25
About the organization
Brand
Individual entrepreneur Oleksandr Tarasiuk
Official website
https://finapps.ph/
Supervisor
Oleksandr Tarasiuk
Updated 06.11.2025, 11:19
Offer rating
4.76
The Moneypanda website provides free information on rates and terms of quick loans in the Philippines. The data was provided by microfinance institutions or obtained from public sources. Please check the terms of the products at the MFI branches or by calling the help desk.
Offers of the month
Loanonline
5.0
Amount
500 – 25 000 ₱
Period
90 – 365 days
Rate
0,1 – 1,17%
Terms
Amount
500 – 25 000 ₱
Period
90 – 365 days
Rate
0,1 – 1,17%
Overpayment
45 – 106 763 ₱
Borrower's age
20 – 55 years
APR
to 427%
Advantages
Update date: 09.10.2025 21:14
About the organization
Telephone
63 908 782 0559
Address
IBP Tower, Ortigas CenterDona Julia Vargas Ave. and Jade Drive San Antonio City of Pasig, 2nd District,Philippines
Brand
SIA JEFF
Official website
https://www.loanonline.ph/
License
43603085405
Finbro
5.0
Amount
1 000 – 50 000 ₱
Period
90 – 365 days
Rate
0,2%
Terms
Amount
1 000 – 50 000 ₱
Period
90 – 365 days
Rate
0,2%
Overpayment
180 – 36 500 ₱
Borrower's age
20 – 70 years
APR
0,2%
Advantages
Update date: 09.10.2025 21:27
About the organization
Telephone
smart (09624092454), globe (09176200773)
Address
Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig
Brand
Sofi Lending Inc.
Official website
https://www.finbro.ph/
Zaimoo
5.0
Amount
1 000 – 25 000 ₱
Period
61 – 180 days
Rate
0,03 – 1%
Terms
Amount
1 000 – 25 000 ₱
Period
61 – 180 days
Rate
0,03 – 1%
Overpayment
18 – 45 000 ₱
Borrower's age
22 – 65 years
APR
11,9 – 365%
Advantages
Update date: 09.10.2025 21:09
About the organization
Address
Armenia, Yerevan, Komitas ave. 51/1-14
Brand
Densure LLC
Official website
https://zaimoo.ph/
License
8217974
CashXpress
5.0
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Terms
Amount
1 000 – 20 000 ₱
Period
7 – 90 days
Rate
0,8%
Overpayment
56 – 14 400 ₱
Borrower's age
21 – 60 years
APR
292%
Advantages
Update date: 09.10.2025 21:20
About the organization
Telephone
(+632) 8808-2274
Address
Unit 1402, 14/F Tower One & Exchange Plaza, Ayala Ave., Makati City, Philippines
Brand
CashXpress Philippines Financing Inc.
Official website
https://cashxpress.ph/
Supervisor
Michael Singh
Online loan calculator
PHP
days
Payment
0 ₱
Overpayment
0 ₱
Top 10 Microfinance Institutions in the Philippines
|
MFI
|
Effective rate
|
Period
|
Amount
|
|
Finloo
|
from 0,1%
|
until 30 days
|
1 000 – 25 000 ₱
|
|
First Circle
|
0,05 – 0,07%
|
180 – 720 days
|
50 000 – 1 000 000 ₱
|
|
BlendPH
|
0,03 – 0,07%
|
90 – 365 days
|
5 000 – 100 000 ₱
|
|
Esquire Financing
|
0,05 – 0,07%
|
180 – 720 days
|
50 000 – 1 000 000 ₱
|
|
Home Credit Philippines
|
0,05 – 0,08%
|
180 – 720 days
|
10 000 – 50 000 ₱
|
|
Asteria
|
0,05 – 0,08%
|
30 – 365 days
|
2 000 – 50 000 ₱
|
|
Logo
SeedIn
|
0,05 – 0,08%
|
180 – 720 days
|
50 000 – 1 000 000 ₱
|
|
Kviku
|
0,03 – 0,1%
|
15 – 135 days
|
500 – 25 000 ₱
|
|
Finpug
|
0,1%
|
61 – 365 days
|
1 000 – 25 000 ₱
|
|
Cashspace
|
0,1%
|
61 – 120 days
|
500 – 25 000 ₱
|
Reviews
Took a loan online 'cause I needed cash quickly, and honestly, it was much easier than I thought.
Rating:
4
Good
Regalado
21.05.2025
I tried getting an online loan for the first time and it actually worked out great. Whole thing took less than 15 minutes and the money was in my account same day.
Rating:
4
Good
Lorna
15.05.2025
It took me less than 5 minutes to apply. The whole process is 100% online — no need to visit an office or prepare tons of documents.
Rating:
5
Great
Miguel
06.10.2025
I needed cash for my daughter’s school fees, and this service really came through. Everything was smooth and easy, even for someone who isn’t tech-savvy.
Rating:
5
Great
Nouvem
27.05.2025
MFIs to Apply For
-
Finlooto 25 000 ₱At a rate from 0,1%
-
Kvikuto 25 000 ₱At a rate from 0,03%
-
Finpugto 25 000 ₱At a rate from 0,1%
-
Cashspaceto 25 000 ₱At a rate from 0,1%
-
Crezuto 25 000 ₱At a rate from 0,03%
-
Finappsto 25 000 ₱At a rate from 0,1%
-
Finbroto 50 000 ₱At a rate from 0,2%
-
Credyto 25 000 ₱At a rate from 0,1%
-
Digidoto 25 000 ₱At a rate from 0,49%
-
MoneyCatto 20 000 ₱At a rate from 0,8%
Expert's opinion
Taking out a quick loan might seem like a fast and easy way to cover urgent expenses, but it comes with real responsibilities. Before you agree to anything, read the fine print.
Missing payments can lead to penalties, higher total debt, and, in some cases, daily charges that add up fast. Pay close attention—overlooking these details can cost you a lot.
Grace Gonzalez
Loan Experts
Key Factors to Consider When Choosing a Lending Company Near You
Before you borrow, pay attention to these key factors that separate trustworthy companies from questionable ones.
1. The license check (Don't skip this)
- Legit lending companies near you will:
- Clearly display their license info
- Be registered with financial authorities
- Have real customer service (not just a WhatsApp number)
2. Compare processing speed
- Reliable lenders approve within 15 minutes
- Money is transferred within 1 hour after approval
- Slow processing may indicate problems
3. Calculate real costs
- 1% daily interest = 30% monthly
- ₱10,000 loan costs ₱3,000/month
- Always check total repayment amount
MoneyPanda verifies all lenders on our platform. We check licenses, loan terms, and customer reviews so you don't have to. Choose any offer - we've already done the background checks.No hidden fees. No scams. Just verified lenders with clear terms.
How to Find a Reliable Online Lender
These days, there's no need to visit physical offices - everything can be done online. Here's how to choose a trustworthy lender:
-
Regulatory verification
Make sure the company has an official license by checking the central bank's registry or financial authority website.
-
Review analysis
Read real customer reviews on independent platforms to assess service quality.
-
Online marketplace advantage
We've already verified all lenders on our platform. You can choose from pre-screened microfinance companies with transparent terms.
Apply completely online and get funds without visiting any offices - it's fast, convenient and secure.
Required Documents for a Loan Application
When applying for a loan, you'll typically need to provide the following documents:
Documents:
-
Proof of identity
- Government-issued ID (passport or driver's license preferred)
- Student IDs or unofficial documents are usually not accepted
-
Income verification
- Recent payslips (preferred by most lenders)
- Bank statements (alternative option)
- Some lenders may accept tax returns for self-employed applicants
-
Contact information
- Active phone number registered under your name
- Valid email address
For larger loan amounts, additional documentation may be required:
- Taxpayer Identification Number (TIN) for credit verification
- Official income certificate (for significant loan amounts)
- Details of an active bank account for fund transfer
- All documents must be up-to-date and valid. The better your documentation, the higher your chances of approval and may lead to more favorable loan terms
How to identify unreliable lenders
1. Absence of proper licensing
Reputable lenders always clearly display their registration details. If you cannot easily verify a company's regulatory status through official sources, consider this as a major red flag.
2. Unrealistic approval promises
Watch out for claims like "guaranteed approval" or "no credit checks." Legitimate lenders always evaluate applications based on financial criteria. Our platform shows actual approval probabilities for each offer based on historical data.
3. Misrepresented loan costs
Pay particular attention to:
- Daily rates presented without annual percentage rate (APR) equivalents
- Rates are significantly higher than market standards (compared to credit card APRs of 15-25%)
- Recommended reasonable range for short-term loans: 0.5-0.8% daily
These indicators help you avoid predatory lending practices. We ensure all loan terms are presented with complete transparency, including full cost breakdowns.
Cash Loan Disbursement Options
The method of receiving your funds impacts both convenience and processing time.
Here are the most common disbursement channels:
-
Bank transfer
- Typically the fastest processing option
- May involve transaction fees depending on the institution
- Provides direct deposit into your verified account
-
E-wallet transfer
- Offers immediate access through digital payment platforms
- Requires the use of approved and secure financial applications
- Convenient for borrowers who mainly use mobile banking
-
Cash pickup
- Available through designated partner locations
- Useful when immediate bank transfers aren't an option
- Provides physical cash access even outside outside banking hours
Each option has distinct advantages depending on your needs. We recommend reviewing all available disbursement methods and associated terms before finalizing your loan agreement.
How to apply for a loan on MoneyPanda
To successfully complete your loan application, please follow these steps carefully.
Meeting all requirements increases your chances of approval.
-
Step 1: Check your eligibility
Before applying, make sure you meet these basic requirements:
- Be at least 18 years old (with a valid government-issued ID)
- Have a verifiable source of regular income
- Have an active mobile number for verification
-
Step 2: Prepare your documents
Have these documents ready before starting your application:
- Government-issued ID (passport, driver's license, or national ID)
- Proof of income (recent payslips or bank statements)
- Tax Identification Number (TIN)
-
Step 3: Submit your online application
When applying, follow these simple but important guidelines:
- Ensure all information matches your official documents exactly
- Double-check your contact details and financial information
- Upload clear copies of all required documents
-
Step 4: Receive approval and funds
Our process features:
- Fast approval decisions (often within minutes)
- Quick fund disbursement (typically within 1 hour of approval)
- Clear communication regarding application status
The entire process is conducted securely online for your convenience. For best results, we recommend applying during standard business hours when our verification team is available to assist you.
3 Hacks to Get Approved (When Everyone Else Gets Rejected)
When applying for financing, using the right approach can significantly boost your chances of approval. Consider these proven methods:
1. Gradual credit building approach
Establishing trust with lenders follows principles similar to credit building:
- Start with smaller loan amounts (e.g., ₱10,000 instead of ₱20,000)
- Show reliability by repaying on time
- Gradually access improved terms and higher limits
2. Optimal application timing
Financial institutions operate on specific funding cycles:
- Morning applications (9-11 AM) often receive quicker processing
- Approval rates may increase during these peak hours
- Funds are usually disbursed faster
3. Application accuracy protocol
Most rejections stem from avoidable errors:
- Verify all personal information matches official documents exactly
- Use your main bank account for transactions
- Ensure your registered contact number is up to date and active
These methods work with how financial institutions operate and help you avoid common application mistakes. By implementing these strategies, applicants can optimize their approval potential while building positive lending relationships.
Frequently Asked Questions
How fast can I get approved?
Best lending companies near you: 15-30 minutesSlower ones: Might as well wait for payday
Do I need to visit a branch?
In 2025, visiting a physical branch is generally not required to get a loan. Modern financial services enable complete digital processing through mobile apps or websites, including application submission, document verification, and fund disbursement. Exceptions may apply only for specific banking products or individual cases that require in-person verification.
Can I extend my loan?
Yes, but you must submit a restructuring request before the payment due date, providing updated financial documents and a valid reason for the extension. Please note that extensions typically involve additional fees and continued interest during the extended period. To avoid penalty charges, we recommend contacting customer support at least 3 business days prior to your scheduled repayment date.
The Best Loan Deals
| 🟢 Rate: | from 0,03 to 1,17% |
| 🟢 Period: | from 1 to 1 470 days |
| 🟢 Amount: | 500 – 1 000 000 ₱ |
| 🟢 Number of offers: | 37 pcs. |
